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Co-op £100 switch incentive is back

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Comments

  • Frank121
    Frank121 Posts: 114 Forumite
    Part of the Furniture 100 Posts
    A 4 digit number which is not my pin!

    I don't disclose my pin to anyone!

    Ok great, sorry for the confusion.
  • 14th Feb - switch completed
    17th Feb - £800+ paid in
    17th Mar - £800+ paid in
    19th Mar - £100 switch bonus credited :j
  • starM
    starM Posts: 1,464 Forumite
    sophia1989 wrote: »
    14th Feb - switch completed
    17th Feb - £800+ paid in
    17th Mar - £800+ paid in
    19th Mar - £100 switch bonus credited :j

    My switch was completed on 14/02. Got the £100 credited to my account today.
  • kuepper
    kuepper Posts: 1,500 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 22 March 2014 at 12:23AM
    Smile has the same offer and I have an existing smile a/c. i was surprised it seems to let me 'transfer' to 'them' when I am with them already? Makes no commercial sense giving me £100 for no change, has anyone with an existing Smile or Coop a/c 'switched' to the same bank they are already in???

    http://www.smile.co.uk/currentaccounts/125switch/existing-customers?int_cmp=CA_CA_offer_existing-customers_offerforexistingcustomers
  • michaels
    michaels Posts: 29,221 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I thought you had to not have paid in £800 per month for the last 3 months to be eligible for the switch bonus?
    I think....
  • kuepper
    kuepper Posts: 1,500 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kuepper wrote: »
    Smile has the same offer and I have an existing smile a/c. i was surprised it seems to let me 'transfer' to 'them' when I am with them already? Makes no commercial sense giving me £100 for no change, has anyone with an existing Smile or Coop a/c 'switched' to the same bank they are already in???

    http://www.smile.co.uk/currentaccounts/125switch/existing-customers?int_cmp=CA_CA_offer_existing-customers_offerforexistingcustomers

    Just phoned Smile and they said I can't switch to them because I'm already with them. Quoted what it says in the link and he said you have to switch dd's from another external a/c, asked where it says that and was told it's in the terms and conditions but I can't see it. Again, can I ask if anyone has done this 'internal' switch with coop or smile?
  • mornevaey
    mornevaey Posts: 10 Forumite
    So switch from barclays to co-op was completed on 19/3. I have transferred £800 into this account. My question is: does the account have to have a balance of £800 for the entire 45 day period, or can it be withdrawn? Would it be acceptable to withdraw the £800 and put it back in on the 19/4?
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    michaels wrote: »
    I thought you had to not have paid in £800 per month for the last 3 months to be eligible for the switch bonus?

    Not true - take a look at the T&Cs
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mornevaey wrote: »
    So switch from barclays to co-op was completed on 19/3. I have transferred £800 into this account. My question is: does the account have to have a balance of £800 for the entire 45 day period, or can it be withdrawn? Would it be acceptable to withdraw the £800 and put it back in on the 19/4?
    All the T&Cs say is "You need to credit your current account with at least £800 within 31 days of your switch date".

    Nothing about leaving the money in the account for any length of time, nothing about monthly deposits of £800.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    mornevaey wrote: »
    So switch from barclays to co-op was completed on 19/3. I have transferred £800 into this account. My question is: does the account have to have a balance of £800 for the entire 45 day period, or can it be withdrawn? Would it be acceptable to withdraw the £800 and put it back in on the 19/4?[/QUOTE]

    No.

    Transfer it back to an interest paying account on the same day its credited.

    Take a look at the T&Cs
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