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WOW I must be serious this time.....I have a diary

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Comments

  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    soooo jealous of how well your debt-busting is going AND you get a lovely holiday, I think I want to come live with you Trixxibell!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    The more the merrier, although you will never see me because I'm always at work :( .

    My overtime shift tomorrow has been changed from a late shift (7 hrs) =£70 to a night shift on a sat night (12hrs) =£200. I'm estatic about the change.

    Makes the £1,000 left to pay more achievable although I won't get it next week. if I get overtime paid the same as payday week I end up paying more tax.

    Had a lovely massage today, really tired now though, so I'm going to stick a wash load in and clean my room and have a nap. Xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    hope you got the nap massage sounds lovely, mad day trying to get some packing done, escaping to Tunisia on Sunday, can not wait.....

    Be back to catch up on all these pad's xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    Hiya Trixx, Wow you are making some serious debt payments, loving it..especially the shift swap for more money £200 for a 12 hour shift is brill, that will make a serious dent in you holiday balance...more 1% to colour in im sure!! Hope the shift goes well & quick...have a fab weekend hun xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Morning everyone,
    I got paid early because of bank holiday !!! £650 PAD to CC today!!! Credit card balance is zero

    I've almost reached my target just £350 left to put into my holiday account then I have paid my share of the holiday !!!!!!! :T:j

    I will achieve my goal by the 31st somehow. Have a great weekend everyone I'm working tonight so will update again soon xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Thanks ladies xx

    Have a fabulous holiday mumtoone
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    Took a plunge today I've transferred the remaining £350 from my account to my holiday savings account. I've met my goal!!!!

    I need to ensure I get £200 back into my account before the end of the month to cover all my outgoings. (This will come from the OT shift I did last night) All DDs are covered though got £750 left in my account.

    I will need to read through my past posts to ensure that's all I wanted to achieve this month before I really celebrate. Xx
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Shelbi
    Shelbi Posts: 744 Forumite
    Debt-free and Proud!
    :j:j:j Yay!! Congratulations on clearing the CC & meeting you holiday savings goal hun...Amazing work!! :j:j xX
    DFD-01.03.2018:starmod: :beer::T
    Maternity Savings- £2000/£10,000
    Emergency Fund- £1,000/£5,000
    House Deposit- £0/£25,000.
    NSD November 2/30
    Make £5 per day- £128.48/£155
  • Trixxibell
    Trixxibell Posts: 699 Forumite
    Eighth Anniversary Combo Breaker Car Insurance Carver!
    I have triple checked NYC goal achieved!!!:j:j:j

    £2,500 of my half towards NYC complete

    Original to do list below:
    Pay off settlement figure for the car £14,675
    [STRIKE]Pay my half of holiday £2,500[/STRIKE] Achieved :T
    Have emergency fund of £1,000
    One months wage surplus in bank account £1,400

    The next goal begins tomorrow and ends 31st June

    £1,000 total in emergency fund and £675 total in car settlement fund. Ready????! Here we go....
    3rd LBM July 2014: Debt [STRIKE]£31,416.68[/STRIKE] Down To: [STRIKE] £23,403.43[/STRIKE] [STRIKE]15th July: £25,709.83[/STRIKE] 26th March: £31,229.68
    CC £0 :j WFTC £1660, SLC £6600, Car £18,654, Emergency Fund £1,000 :T
  • Muser1
    Muser1 Posts: 795 Forumite
    You are inspirational! So hardworking you must be shattered. Well done :j:j
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
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