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Breaking Through, Travelling On
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Love the review of the year too karma. Thanks for sharing. My mum loves the council walks and has made a few friends. They do slighter longer walks and a coffee sometimes.15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j
Progress not Perfection0 -
Ooh, yes, the people watching on the big ships would be amazing!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Good afternoon, lovely peeps
it feels like morning hereabouts 
I managed *lots* of sleep :j
Bit of financial admin to finish before Christmas - submitting meter readings, paying a monthly CC bill, that sort of thing. After the C-time, of course, accounts will loom:eek: so I may include some of that today.
I woke too late to go to the WI weekly fair so no local pressies, but I'll head over that way soon, as the deli might have some local goodies. We'll see. 2023: the year I get to buy a car0 -
All that sleep must have done some good!
Not likely to be back on now until after Christmas, so I hope you have a lovely one, filled with joy and relaxation KC! x :xmassign:Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Good news on the sleeping. How has the sound insulation worked?0
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Have a happy time xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
And to you, madvix :xmassign: :xmassmileAll that sleep must have done some good!
Not likely to be back on now until after Christmas, so I hope you have a lovely one, filled with joy and relaxation KC! x :xmassign:
It hasn't workedsmallholdingsister wrote: »Good news on the sleeping. How has the sound insulation worked? maybe 10% less ... I've no idea why ... I'm sort of glad I did it, because otherwise I'd be wondering, but I'm disappointed, there's no denying it. It *is* acoustic, but no dice.
Thank you beanie!Have a happy time xx
I waltzed off to Waitrose very early, busy but not overwhelmed, and between foodie presents, stocking up on pesto and a contribution to the meal, spent enough to get £10 off a £50plus spend. Chatted with sister and ex-colleague, just want to pin my brother down now, and thats the long distance peeps done.
Christmas will be pleasant, and it's a big deal that it's hosted by my youngest nephew and his wife, but I'm not thrilled with it as a whole ... more important to keep on laying the foundations for life next year. Local monthly writing group. Healthy walks run by the council. That'll do for starters.2023: the year I get to buy a car0 -
Lovely catch up ...and ...really great review and plans going forward. I'm enjoying reading peoples plans!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
Hello Watty, thank you
Speaking of the plans - I too am going to keep a closer eye on what I make with various mse ways:
£6.25 Amazon voucher from Opinion Outpost. I got to that total really quickly, but now, I keep getting turned down for surveys, so I'm scratching that one.
£10 money off voucher at Waitrose. Budgeted Christmas presents, a little cheeseboard for The Day, and my usual pesto. Something like 16% off, which is brilliant.
Got a few more diaries to run through, then Christmassy things abound, while I let SB run in the background.
:xmassmile2023: the year I get to buy a car0 -
Happy Christmassy things!!0
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