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Breaking Through, Travelling On

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  • Thinking of you Karma and hoping 2017 brings you health, wealth and happiness.

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • Yes, very good luck x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thinking of you KC xxx
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just popping in to add a sprinkling of wishes for you and your family and friends in 2017. Hope you've had a peaceful festive season x
  • edinburgher
    edinburgher Posts: 13,863 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    All the very best for 2017 KC :)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thinking of you & yours xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Wishing you all the best for the New Year KC.

    Hope you are ok - thinking of you.

    (((hugs)))

    MCI x
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hello all - what nice messages to come back to :) thank you. As you can all probably guess, I was away so long because she died - while I was travelling up to see her, actually. I finally got back here to the south yesterday, and I was pleased to see the house hadn't burned down or something. My sister was here briefly, actually, to collect ID papers for me, but that was way back on 18th December, I've been away all but five weeks.

    We had all the officialdom that everyone suffers through after a death, with some added twists - registering (the computer was down, oh joy), finding a funeral date (the crematorium we use for family is partially closed, we were desperate to hold the funeral before Christmas and *not* on family birthdays). A power-mad solicitor demanding copies of all sorts of things before they'd give us the Will. A funeral director who misspelt the word "funeral". That sort of thing.

    The icing on the cake, of particular relevance on the MSE forum, was the policy of the Halifax Bank Bereavement Unit. The staff were fine - but the policy! Omigod, I nearly had a heart attack. They were the only ones who wanted to know where the Executor lived (me, in this case) and then they wanted to do a multiple choice quiz about my credit file, supplied to them by Experian. I'm not kidding, either. I was nearly scuppered by my change of utilities supplier last month, and it's sheer luck that I "passed". I moved away from the Halifax years ago, and this experience made me remember why.

    Anyway, it all went as well as these things ever go, in the end. And now, since my dad died a while ago, the household needs to be dismantled ... it's very odd, and very sad. 95% of that is still to be done.
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Two items on the plus side:

    - I went to see Fantastic Beasts with my brother and his wife on New Year's Eve.

    - he drove me round some of the "ancestral homes" in Liverpool a few days later. Aiiieeeeeeeeeeee .... they were solid working class houses in solid working class areas in those days. Nowadays, they're in areas where it wasn't really safe to walk as strangers even in twos during the day, let alone at night. It was a bit of an eye-opener. Still a plus to see the houses, though.

    And an ocean going tug coming in on the high tide, right by the bank. I like tugs, got a great view of this one :j:j:j
    2023: the year I get to buy a car
  • I am so sorry to hear your news Karma. I know there's nothing I can say to help but I'm thinking of you and am here to add my support and advice if you'd find it helpful.

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
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