Breaking Through, Travelling On

rtandon27

Boo hiss to pesky viruses!

ZTD

Karmacat wrote: »

I was thinking of just keeping it in cash between now and September of this year, when I start to draw on it - if it loses 20-25% of its value between now and then because of a stock market correction/recession, I'm snookered. Isn't that the usual thing, to put more of your pension fund into cash as you approach your retirement date? Thought it was ...

Oh - its called derisking: http://www.thisismoney.co.uk/money/pensions/article-2771041/Should-risk-pension-investments-retirement.html

And probably shouldn't be done if you go the drawdown route. Oops. More research needed, really quickly.

Just be aware of the possibility of bail-ins - depending on how bad you think things may get. http://www.goldcore.com/us/gold-blog/bail-ins-coming-eu-gives-countries-two-months-to-adopt-rules/

smallholdingsister

Your "Breakfast at Tiffanys" post was ace KC.

greent

Ah, hope the breathing's better today, Kc x

Karmacat

misscousinitt wrote: »

I am sorry to virus is misbehaving.

Hope your Friday goes smoothly. MCI

beanielou wrote: »

Boo to virus. Take care.

Watty1 wrote: »

Hope virus improves. Have you tried using something like euculuptus ?sp oil mixed with whatever you have on hand overnight? Sometimes helps in these parts.

Thank you peeps :kisses3:

Watty - you've hit the nail on the head, that I don't do *quite* enough about the symptoms - I had a brainwave this morning and took an anti-histamine. I *know* I have low level allergies to various pollens, so I'll see what that does. But you're right, steaming over a bowl with something like eucalyptus (sp? :rotfl:) really helps.

Karmacat

carbootcrazy wrote: »

The post below is adapted slightly from one I made on another thread I visit regularly. No time for tailor-made posts today, sorry.

.... I just wanted to touch base and wish you all well:beer:.

Might not be back for a few weeks but I will be back one day:j

I'm sure you've been up to all sorts of interesting/exciting things whilst my back's been turned. I hope all is well with you x

CBC! I was wondering where you were, thought you might be bored with the sameness on here but I see you've had your own "shtf" times I'm sorry to hear it. I hope the situation heals - a long breech like that is very difficult.

Thank you for posting your update on here, I appreciate it :kisses3: All the best.

Karmacat

greent - hi :hello: its a little better so far, I've stopped eating feta cheese (didn't eat cow's dairy anyway) and I've just had that antihistamine, so we'll see how it goes.

rtandon27 wrote: »

Boo hiss to pesky viruses!

Helloo you! You popped on after my first post, I'd not got round to saying hi yet :cool:

ZTD wrote: »

Just be aware of the possibility of bail-ins - depending on how bad you think things may get. http://www.goldcore.com/us/gold-blog/bail-ins-coming-eu-gives-countries-two-months-to-adopt-rules/

Aieee, I've just read part of that. Thanks for the linkie, Z! I don't know what to do with the amount of pension money I have, though - it's spread about amongst several companies, even my pension is spread among 3 pension providers. Thing is, you can't keep that sort of money out of the system altogether, you can't - keeping that sort of dosh under the mattress, it's asking for trouble I noticed a "protecting your savings" linkie, so I'll get that free report and investigate what they say.

smallholdingsister wrote: »

Your "Breakfast at Tiffanys" post was ace KC.

Thanks SHS! I loved writing that one, it was such fun


Lovely to see all the peeps too, thanks for your input

Karmacat

Right, I'm back again, after a lovely wander about the boards ...

I've been doing a thought experiment for the last few days on my phone - writing out a typical month's grocery spends, which I want to keep to £100 a month. I know it sounds peanuts, but its the sort of level I live at now, just that when I retire I'll have to be extra careful about it. I also intend to forage the makings of salsa verde from safe areas like footpaths, plus blackberries and apples (and a plum tree, and lots of cherry trees) grow all round here. Plus I have an actual garden

Just had another brainwave - I'm clearing the decking at the bottom of the garden, and I need to continue that (the fallen cherry laurel leaves have started to compost! which is damaging the decking :eek:) but I was imagining sitting out in the morning (even with a coat on ) ... where? Current seating not good for the morning, its positioned for the rest of the day. I was thinking of using that decking, but by the time I get there, my coffee will be cold so I've just noticed that the sun comes between the houses to a different bit of my by-the-house-normal-patio, right outside the back door, very near current seating, thats a result :j:j:j

Anyway, the plan today, apart from pootling about, is to clean the built in wardrobe and only replace the clothes I judge to be worthy of passing the Kondo test :j

Karmacat

Okay, I cleaned the wardrobe, and, um, I sort of sorted the clothes - coats and anoraks in the little bit, indoor/outdoor jackets right next to them, started to put the jeans & trousers next to them.

That's it for now - slow cooker has *got* to go on, I'm waiting for things to get ready which is why I'm on here

I've also got another bin bag of cherry laurel and assorted decking rubbish kondoed out of the garden or even *onto* the garden - compost is compost, after all, never mind it composted on the decking The wood of the decking is definitely suffering

Anti-histamine feels good :j

Hospice visit arranged for tomorrow afternoon. Hopefully my sister will be able to drive me there, and I'll get a lift back to the station.

Must phone a plumber on Monday - the wastepipe from my kitchen sink (and my dishwasher :eek:) has become detached from the drainpipe :eek: must have been Storm Katie that did it - I hope so anyway, otherwise heaven knows how long its been like that :eek: I'm having lots of thoughts about maintenance ...

Cheery_Daff

Gosh KC, you are indeed facing a fair few maintenance challenges at the minute! :ekk: good work with the wardrobe (you've reminded me a charity bag came through the door that I intend to fill!) And the garden too :j I've just been out in mine in the last of the sun before it goes behind the houses, most pleasant

Glad you're feeling a little better and hope the hospice visit goes well tomorrow.

And CBC, sorry youre going through some tough times right now. Sending you hugs xxxxx