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2014 Debt reduction Diary

123468

Comments

  • Morning

    That's such good news with the petrol situation. I've been looking around for a different car but I just don't know what I'm after!

    Have a good day :)
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    So, had a busy couple of weeks so not much time to post, eBay going ok at the moment, 4 things didn't sell yesterday so am going to relist those later. Now the balance transfers all sorted, I still have about £1350 on the dreaded 33.9% Apr BUT now barclaycard is clear they are offering balance transfer to me at 6.9% LOB so it would be stupid not to transfer this over - the high APR card is the one my OH uses for work expenses so when this is cleared with the balance transfer I won't close it merely let him use it then pay off in full each time we get the expenses back which is usually monthly. Nothing else to report of much interest here hope everyone else doing ok :)
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Didn't get round to the card shuffle yesterday but aim to get it sorted today, been a mad couple of weeks, still it won't take long and needs to be done. Will post later to advise that it gas been done lol !
    Focusing on clearing the credit cards in 2018 :T
  • Hi Dotty, nice to hear from you! Glad things are going well - shifting that £1350 to the lower APR card will be a godsend to you! Hope you manage to find time to get it sorted today :) x
  • It all sounds very positive, Dottyanne, well done! The 0% deal is great news, being able to pay off the debt and know that every penny is reducing the balance :)
  • Hiya

    Just thought I'd pop by and see where you were as you've been a bit quiet this last week. Hope all is ok with you. :)
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
  • Come back Dotty! Hope everything is well x
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi guys! Don't worry am still here - just had a bit of a family crisis that's been taking up a lot of my time and probably will for the next couple of weeks but rest assured I'm still here and in it for the long haul. I have done the balance transfer now so the highest APR I'm now paying us 6.9% compared to a previously eye watering 33.9% so I am learning lol, just need to pay the bleeders off now :)

    Need to update monthly budget and sort accounts, just not had the time at all yet .... Will try to get that done tomorrow anyway - hope everyone else is ok ?
    Focusing on clearing the credit cards in 2018 :T
  • Hi Dotty

    Nice to hear from you! So sorry to hear you're having issues atm, I hope it all sorts itself out in the right way - even if it doesn't feel like that at the time. x
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
  • Glad to hear from you! I hope you're okay - sorry to hear about the family problems. Hope everything gets better soon.

    Keep your chin up - you know where we are if you need a bit o' support! xx
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