misstara's debt diary 2014

misstara

Payday today have made my payments to the credit cards so I have now paid 38.3% of my debt - getting there slowly but surely :T

monz

That is fantastic!!!xx

misstara

monz wrote: »

That is fantastic!!!xx

Thanks monz

Quick post just to say it was a NSD today.

misstara

The past 2 days have been NSDs which makes 17 this month have set a target of 18 for March. I've updated all my targets for March so aiming to get rid of cc1 by the end of March.

Been working heaps the past 3 days, one more double to go and then next week will be a bit easier. Will have a catch up with everyone's diary then.

monz

Omg you are so close to finishing CC1 Get you

I am having to restart my insanity workouts reason i had to stop... scarlett fever it turns out i got 3 weeks ago and a lung infection but i am good t go now. how are you enjoying the gym?x

StressedSteph

Wow you are storming ahead, well done MissT


Fantastic amount of NSD's in February :j, will watch eagerly to see that cc paid off. Amazing news :T

misstara

monz wrote: »

Omg you are so close to finishing CC1 Get you

I am having to restart my insanity workouts reason i had to stop... scarlett fever it turns out i got 3 weeks ago and a lung infection but i am good t go now. how are you enjoying the gym?x

Aw monz that doesn't sound good, glad to hear you're feeling better. I haven't been to the gym for about 6 days as I've been so busy with work and I'm itching to get back. I'm going to try to get up early tomorrow and go before work.

StressedSteph wrote: »

Wow you are storming ahead, well done MissT


Fantastic amount of NSD's in February :j, will watch eagerly to see that cc paid off. Amazing news :T

Thanks Steph. I'm really looking forward to paying it off and then starting making overpayments on the loan

Rent and christmas savings went out today. I got a message this morning saying that the TV licence was overdue, totally forgot about it and haven't budgeted for it so paid it out of the money I'd put by for a couple of weeks time.

I went to the supermarket today so spent £25.65 so we're well stocked up again. I've got a meal out planned with the girls tomorrow so have budgeted £20 for it but hoping to spend less.

Still need to update my to-do list from Feb and make a new one for March but will do that tomorrow.

misstara

I managed to get up early and go to the gym yesterday morning Spends for yesterday were £1 on milk, £4.69 on some toiletries and £12 on meal out with friends. Today should be a NSD.

February to-do list sum up
- emergency fund started, have only got £20.32 in there but it's a start
- find out when cc2 0% deal runs out August
- get a haircut done for £7
- buy birthday presents for OH and SIL done
- start training for the 5k done
- find out when passport runs out 8 days time

March to do list
- continue putting money into the emergency fund
- start saving money for the hen/weekend wedding
- start training outside for the 5k

The other girls who are going to the wedding from here have already booked their flights and accommodation so I really need to get some money saved up to pay for mine.

monz

Emergency fund you have is better than nothing

Aww everyone thinks its ok just to book up and that as though money is nothing soon that will be us once debt free x

misstara

monz wrote: »

Emergency fund you have is better than nothing

Aww everyone thinks its ok just to book up and that as though money is nothing soon that will be us once debt free x

Thanks monz, I'm aiming for a small fund of £250 to start with and then hope to build up to £1000. Yeah once I'm debt free I will have at least £400 a month spare which could be used for so many things.

Today was a NSD I got my payslip through from 2nd job today so will get £144.43 on Friday. Better go to bed now so will get a budget sorted tomorrow.