misstara's debt diary 2014

misstara

Went to the gym earlier and it has been a NSD I got my payslip from 2nd job so will get £94.51 on Friday. Currently trying to get a budget worked out.

misstara

Forgot to say in previous post - I redeemed a £2.50 Am*zon voucher today, the contact lens direct debit went out and I made a £3.19 payment to cc1.

Budget now done
- £15.99 broadband
- £7 weekly savings
- £20 present fund
- £30 food
- £5 emergency fund
- £6.52 cc1
- £10 wedding fund

misstara

The loan payment has gone out this morning and I decided to update my signature instead of waiting until the interest has been added on. I have woken up this morning feeling very 'meh' and felt like I needed the little boost of updating my signature.

After discussion with OH, we've decided that only I will go to the wedding. Looking at flights and accommodation it would cost almost £500 for the two of us :eek: as OH doesn't really know the girl and has never met her fiance, it seems sensible for just me to go. Unfortunately there is no direct flights from where we are so it means travelling at least 3 hours to get to the airport which all adds to the cost. Hopefully though I will be able to share a room with one of my friends which will bring costs down.

Just feeling like everything is getting on top of me at the moment, I'm so sick of having to budget and think about money all the time. I know it's only another 18 months (ish) until I'm debt free but it seems so far away just now.

I'm also stressing as I've only got 1 shift booked next week for 2nd job. I almost certainly will pick up more but I need at least 3 shifts a week from them and I like to have them booked early so I know what I'm doing. There's also a week at the start of March where I don't think I'll be able to pick up any shifts as I'm on training for most of the week and the timings don't really work, then away for a long weekend to see my friend. I shouldn't be stressing out about that as it's still a couple of weeks away but I can't help it

Ah well writing it all down has made me feel a bit better. I'm going to head off to the gym shortly, then meet my gran for a coffee and then working at 3. Should be another NSD

misstara

Yesterday was a NSD, today I spent £3.50 on eggs, milk and some reduced price mini baguettes. I'm planning to make a big pot of soup tomorrow so the baguettes will go very nicely with that for lunches during the week. OH has requested roast chicken on Sunday so will use up the leftovers for meals during the week.

Spent most of the day stressing as I phoned 2nd job twice and still haven't managed to pick up any more shifts for next week. However, I've decided to try and not worry about it, if shifts come up during the week great, if not we'll manage. I'm always moaning about working all the time so if I don't pick up any shifts, I will just try to enjoy having some time off

I redeemed another Am*zon voucher, a £5 one this time meaning I've now got over £50 in vouchers towards christmas.

misstara

Spends for today are £26.86 on food, £2 on card making staff, £4 on a wee surprise for OH tomorrow and £6.60 on a present for SIL. Really pleased with the bargains I got on the presents - OHs should have been £11 and SILs £22.

Not much else to report today, spent all afternoon watching rugby so haven't done a great deal else. Looking forward to the Scotland game tomorrow

Nearly forgot to say I went to the gym this morning and also made a £1.40 payment to cc1.

misstara

I was chatting to my parents last night and have decided to go home for a visit in March. Had a quick look at bus tickets and it was £9.50 return to Glasgow so went ahead and booked it before the prices go up.

I had a look at the savings account where I've started putting money aside for the emergency fund and I've actually got 32p more in there than I thought

Today should be a NSD, it's OHs birthday and he's got a horrible cold so I think the plan is to cosy up in the flat, watch a DVD that he got for his birthday and then watch the rugby.

in_need_of_direction

Sounds like a good plan. Enjoy.

misstara

in_need_of_direction wrote: »

Sounds like a good plan. Enjoy.

Thanks INOD - had a lovely relaxing day yesterday. It was a NSD and I also went to the gym.

Today I have been again to the gym. Spends are £2.80 on posting SILs present, £1 on milk and £1.24 on vitamins and painkillers.

misstara

2nd job phoned me this afternoon to offer me a shift on Thursday, unfortunately I couldn't take it as it finished at the same time as my shift for 1st job starts. However I did manage to pick up 4 shifts for next week

misstara

Yesterday was a NSD, today probably will be too. I'm off work today unless 2nd job phone me for a shift later. Plan for today is to go to the gym, do a bit of sewing and tidy the flat.