misstara's debt diary 2014

AleMrsT

misstara wrote: »

I went to the gym earlier. Don't think I said but I have signed up to do a 5k at the end of April to motivate me to keep going to the gym so thought I would see how far I could manage to run today. I managed 3k which I'm very pleased with as I haven't run for ages, however, my legs now feel like jelly which isn't good as I still have a 5 hour shift to do later.

StressedSteph wrote: »

Hi MissT

Well done on running 3k on your first try :j. With just abit more gym'ing you will get the 5k done easy.

Hope your legs hold out during your nightshift .

xxx

Ditto what Steph said :j. I ran for the bus earlier, honestly I thought I was going to die! Don't think I'll be doing any 5k's.:rotfl: I am so unfit, but I can't do anything too strenuous because it wears me out so much with my blood disorder. Although I do enjoy swimming, aqua fit and zumba, I can cope with an hour of one of those each week, but aqua fit and swimming are horrible in the cold winter!! I should really look into a zumba class now, I stopped going before because I couldnt afford it.

misstara

StressedSteph wrote: »

Hi MissT

Well done on running 3k on your first try :j. With just abit more gym'ing you will get the 5k done easy.

Hope your legs hold out during your nightshift .

xxx

Thanks Steph, my legs were ok on the Sunday but really struggled yesterday. Going up and down stairs was not fun :rotfl:

AleMrsT wrote: »

Ditto what Steph said :j. I ran for the bus earlier, honestly I thought I was going to die! Don't think I'll be doing any 5k's.:rotfl: I am so unfit, but I can't do anything too strenuous because it wears me out so much with my blood disorder. Although I do enjoy swimming, aqua fit and zumba, I can cope with an hour of one of those each week, but aqua fit and swimming are horrible in the cold winter!! I should really look into a zumba class now, I stopped going before because I couldnt afford it.

I've never tried zumba as I'm hopelessly uncoordinated but I know a lot of people who love it.

misstara

I'll try and make this a quick post as I should really go to bed. Yesterday was a NSD, today I have spent £10.98 on a present for my friend's son, £2.50 on bus fare to visit my friend and £4.89 on some food.

I've decided to slightly change my cc1 target, it's currently sitting at just over £250 and so my new plan is to pay off £125 in Feb and the rest in March instead of trying to pay it all off before the end of Feb. I think it's more achievable as Feb is going to be a spendy month between visiting OH's friend, my brothers birthday, OHs birthday and my SILs birthday. I was also chatting to a friend yesterday that I haven't seen in almost a year and I'm planning to visit her at the start of March so want to get my tickets booked for that pretty soon.

misstara

Spends for today are £2.99 on a lightbulb for the bedroom, £2.55 on food, £1.98 on vitamins and £3.80 on bus fare. Went to the gym this morning before work.

Think I'm coming down with the lurgy - sore throat and feel generally a bit yuk Day off tomorrow so I will rest up and hopefully feel better.

StressedSteph

Hope the lurgy scare came to nothing MissT, hate being ill


Look after yourself xxx

misstara

Thanks Steph, don't feel too bad today although I still have a sore throat.

I went to the gym this morning and it is going to be a NSD as I'm not planning to leave the flat again today.

I got some free bagels today as part of a product testing survey that I took part in so I had a couple for lunch today with some HM lentil and bacon soup that I made earlier. Sat down with OH earlier and made a meal plan for next week, shopping list has been written and I'll head to the supermarket tomorrow once I've been paid.

Budget for next week - £187.84
- £25 christmas savings
- £10 Lovefilm
- £5 savings plan
- £40 food (budgeting extra to stock up on toilet rolls, washing powder etc)
- £50 electricity bill
- £11 tv licence
- £6.84 cc1
- £5 bus fare
- £20 holiday fund
- £15 present fund

The guy came round today to check the electricity meter so we'll be getting the bill through pretty soon. Fingers crossed it's not too high.

misstara

Payday today so have made the transfers to my various savings pots and made the payments to cc1 and the tv licence. Spent £34.89 at M*rrisons. I spent £40 on a birthday present for my brother (my sister will give me half back though). I'm also planning to book my tickets for seeing my friend later.

I had agreed with OH that we would each put in £30 for going away next weekend. He gave me the £30 today and I have been naughty and used £11 to buy face serum . Better mind to replace it next payday. He has given me a pair of headphones that he no longer uses so that saves me some money there.

misstara

Sum up of January's to do list
Start an emergency fund - not done, need to start this in Feb
Save £100 for electricity bill - £115 saved
Find out when cc2 0% deal ends - had a look online but couldn't find, will need to phone
Buy birthday presents for mum and friend - done, also got brothers
Get haircut - not done
Buy decent shampoo - done
Buy serum - done
Buy headphones - OH gave me a pair
Write thank you notes - done

Not too bad, a few things to roll over to next month.

February to do list
Start an emergency fund - going to aim for £250 to start with
Find out when cc2 0% deal ends
Get a haircut
Buy birthday presents for OH and SIL
Start training for the 5k
Find out when passport needs to be renewed

I bought tickets to go and visit my friend next month and spent £48.45. Today was a NSD. Signature has been updated with next months targets.

misstara

Had a quick look at my online banking as my sister transferred the money for the present and I've actually got £165 saved towards the electricity bill

misstara

A NSD yesterday, today should be the same. Rent and christmas savings have gone out my account this morning.