misstara's debt diary 2014

misstara

giblet1979 wrote: »

Great news re: the glasses, but sorry to hear about the budget shortfall. It is good that you're so precise tho, because it's stuff like that which can really add up e.g. a shortfall in the account leading to charges, or an unexpected expense which gets put on the credit card etc.

You're a star, as always x

Morning Gib, you're right. I guess this is where having a precise budget really helps and I know I will have to put some money by to make up the shortfall.

Yesterday I spent £14.65 in A*di, this was getting toilet rolls, fruit and stuff for lunches. Today should be a NSD as only going to go to the gym then a shift for 2nd job.

misstara

NSD achieved am hoping for another one tomorrow as I'm working a double shift so hopefully won't have any opportunity to spend.

giblet1979

Urgh to double shift, but yay to NSD. Hope it goes quickly for you x

misstara

giblet1979 wrote: »

Urgh to double shift, but yay to NSD. Hope it goes quickly for you x

Thanks Gib, yesterday passed fairly quickly and it was a PH so double time NSD was also achieved. Today I have just spent £2.20 on bus fare home from work.

giblet1979

Excellent stuff! x

monz

You are doing great Miss Tara x

StressedSteph

Sounds like you are doing brilliantly MissTara, Especially the double time :T

misstara

giblet1979 wrote: »

Excellent stuff! x

monz wrote: »

You are doing great Miss Tara x

StressedSteph wrote: »

Sounds like you are doing brilliantly MissTara, Especially the double time :T

Thank you all for your support, it is very much appreciated

misstara

On Wednesday me and my sister had our wee trip which was fab and under budget I came back with just over £5 which I then put towards a chippy last night for tea. Me and OH went a walk along the beach and sat on a bench eating it. It was very yummy and lovely to spend some time with OH as I feel I haven't really seen him much over the past week with one thing or another.

I was paid today from 2nd job - £101.67
- £1.67 to cc1
- £25 to cc2 (so it doesn't have to come out of monthly wage)
- £11 tv licence
- £15 lunch out with my friend tomorrow
- £15 food
- £10 toiletries
Leaving £24 for anything else that comes up.

I have got a horrible cold at the moment which is the 2nd one in about 3 weeks so the £10 toiletries budget is to buy vitamins and cold remedies.

misstara

£8.70 spent on vitamins and cold remedies so I have dosed myself up and hopefully will start feeling better soon. I have paid the tv licence and also spent £5 in p*undworld on a few bits and bobs including a popcorn bucket which I'm planning to fill with DVDs, sweets, popcorn etc to make a wee hamper as part of my sisters christmas present. I'm trying to be super organised with christmas this year although can't quite believe I'm thinking about it already.