We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
misstara's debt diary 2014
Options
Comments
-
Thanks Gib, of course if I'd only been this focused years ago I wouldn't be in all the debt now!
Council tax got paid yesterday and I spent £2.20 on getting the bus to work as it decided to start pouring when I left the flat to go to work. Today I spent £5 on cleaning products as I used a few up with my cleaning yesterday.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Today is shaping up to be a NSD - we don't need anything and as long as the weather continues as it is I will be able to walk to work later on. Tomorrow I'll need to buy some bread and going out for tea with my friend (budget for this £15 but hopefully less).Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
I achieved my NSD on Monday
. Didn't go to the gym but made up for it yesterday with an extra long session. Spends for yesterday are £1.85 on bread and milk. I then spent £17.10 on tea out with my friend so a little bit over budget there.
I'm just heading for a shift for 2nd job - only a short one though. Plan for the rest of the day is to go to the gym, do some tidying up in the flat, ironing and then just relaxMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Happy relaxing
x
Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
0 -
giblet1979 wrote: »Happy relaxing
x
Thanks Gib, all I've done since I got home is relax! Which is lovely but I didn't go to the gym, haven't done the ironing or tidied the flat. Oh well I don't start work until 3 tomorrow so I'll get things done in the morning.
It would have been a NSD today except I somehow lost my house keys :mad: really annoyed at myself. So £16 spent on getting a new set cutThe LOVEfilm payment also went today.
Got my payslip from 2nd job so will get £70.19 on Friday
- £20 for food
- £10 for my half of a takeaway (our first for ages)
- £15.99 for mobile broadband
- £10 to wedding fund
Leaving £14.20 for anything else that comes up.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Boo to the house keys...at least you'll have a spare set when they eventually turn up
(fingers crossed) x
Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
0 -
giblet1979 wrote: »Boo to the house keys...at least you'll have a spare set when they eventually turn up
(fingers crossed) x
Well hopefully but I think I must have lost them on the way home from work yesterday
I have had a busy morning - gym, tidying the flat, library and picking up prescriptions for OH. The ironing still hasn't been done but I'm off work tomorrow so I'll do it then.
Spends for today are £2 on some face wipes (before the £5 off voucher expires) and £4.99 on a pill box for OH. I'll also spend £2.20 on the bus home later on.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
I went to L*dl today and spent £16.52 then went to the local market and spent £4.50 so I'm already slightly over budget on food this week
and I will still need to get more bread and milk later on in the week.
I've been feeling really unmotivated and kinda flat today so while OH was at work, I spent most of the day lying on the sofa watching old disney films. Hopefully I will feel more like my usual self tomorrow and get everything done that I meant to do today.
We decided to get chinese for our takeaway so £10 spent on that. Tried a new place on a recommendation from OH's friend and it was lovely. There's also plenty left for lunch tomorrow
I put £10 to the wedding fund and made a whopping 22p payment to cc1.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Hope you're feeling much better now MissT - you still focused and made that overpayment even on a cr*p day, so that deserves a :T
Sending hugs xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
0 -
Thanks for the encouragement and hugs Gib, much appreciated
I feel back to my usual self today so achieved lots in the flat this morning. The ironing is finally done :T. Today will also be almost a NSD, just my bus fare home from work tonight.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards