misstara's debt diary 2014

monz

Hope you are ok Miss Tara x

misstara

Hi monz, I'm fine. Lease is up in the old flat and keys have been handed back. Current flat still needs a lot of unpacking and sorting to do but getting there slowly

It's been a NSD Not much to report over last few days other than I got my hair cut, about 8 inches off so not much of a change :rotfl:

misstara

Popped to the shops after work and got a few basics - bread, milk, fruit and veg, £8.90 spent.

I signed myself up for a 10k in April so have plenty of time to train. I'm planning to run home after work tomorrow if it's not too icy.

Made a wee £5.32 payment to the debt

misstara

Did my run home from work yesterday and it was a NSD. Today definitely won't be - had to use OH's deodorant this morning and also out of mouthwash.

misstara

Yesterday ended up being a NSD as I forgot about the toiletries until I was nearly home and then didn't want to buy from the small, expensive shop near me.

Today I've got a day off so had a lie in and then went to check out a different pure gym closer to the new flat. It's about a 15 minute walk from the flat and quite small compared to the pure gym I used to go to but it's got everything I need so I will stick with it rather than moving to the closer (5 min walk) but more expensive council gym.

I'm now just heading to meet my gran for lunch and later this afternoon me and OH are going to go carpet shopping.

misstara

So the carpets cost £487.65 and will be fitted in about 3 weeks time. I've paid off £150 of the carpets already and will pay off some more tomorrow once I get paid. I've still to work out my budget so not sure how much yet.

Yesterday was a NSD and today probably will be as well. I've been for a run along the beach this morning, now just pottering about the flat then out to a doctors appointment and work.

monz

You are getting right into the house how are you feeling xx

misstara

monz wrote: »

You are getting right into the house how are you feeling xx

Yeah we are getting there. Once the rest of the carpets are in it will feel more homely

So budget for tomorrow's pay - £1385.84
- £900 usual bills (no council tax this month :T)
- £200 wedding expenses (this is for 2 nights accommodation, travel, food and drinks)
- £100 presents (have OH's, brothers and SILs birthdays in Feb)
- £185.84 debt repayments

Total debt currently stands at £2574.90. In order to be debt free by the end of the year I need to pay off £214.58 a month. So just need to find £40 more in Feb to meet my target - very doable

monz

Tara you are so organised I know you can do this easily!! remember to do surveys if you can - Crowdology (pays paypal), my fave opinion world uk (pays paypal once at £10 and also helped me out debt winning quarter cash draw)

xx

misstara

Thanks for your post monz, I used to do surveys a lot but kinda fallen out of the way of doing them. I'll have a look tonight and see if I mind the log in details for any of them.

I've just booked a dentist appointment for next week as I'm due a check up, really hope I don't need any work done as I have nothing saved towards it.

Today is a NSD, I'm currently walking home from work avoiding all shops