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misstara's debt diary 2014

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Comments

  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Hopefully you find some shifts x

    Thanks monz, I've managed to pick up a wee shift next Sunday so that will be an extra £50ish. I've also picked up some overtime at my work although won't get paid it until next month.

    Yesterday was a NSD and today should be too. I'm going round to a friend's after work for tea so looking forward to that :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Oh it's horrible getting an unexpected bill like that! Congrats in getting some shifts to offset it somewhat - hope you have a lovely evening with your friend :) x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Just dont let unexpected bills get you down! Remember how far you have came :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    giblet1979 wrote: »
    Oh it's horrible getting an unexpected bill like that! Congrats in getting some shifts to offset it somewhat - hope you have a lovely evening with your friend :) x

    Thanks Gib, I did. The bill is :eek: but my own fault, I should have kept a better eye on how much I was using.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    Just dont let unexpected bills get you down! Remember how far you have came :) xx

    Thanks monz, don't worry still feeling positive and upbeat over here ;)

    So Thursday was a NSD, yesterday I spent £13.28 at the supermarket and £5.50 on batteries. I was off work yesterday so went to the gym then spent most of the day baking and reading :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What you bake :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    monz wrote: »
    What you bake :) xx

    Plum flapjack and bread :)

    Managed a couple of NSDs over the weekend, spent £3.90 yesterday on cheese and milk.

    Spent the evening round at a friend's which was lovely, I'm really trying to make an effort to see more people this month.

    Not much else to report, got a gym class booked for later after work :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Went to the kettlebells class after work and really enjoyed being back at a gym class so have signed myself up for another class tomorrow. It's been a NSD, other than that not much to report. Off to bed for an early night, busy day at work tomorrow.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • ani*fan
    ani*fan Posts: 1,554 Forumite
    1,000 Posts Combo Breaker
    Hi misstara

    Good progress, as always. Well done. :D

    I just wanted to say I've had a similar car club problem. I used a car a few times one month, and usually they take the money quite promptly, but this time they didn't. It was 2 months later when I checked my account and realised the £40 or so hadn't been taken yet. I made sure it got paid, and they were very helpful, but if that DD had gone out at the wrong time then it could have earned me a bank charge. And that would have been very annoying. I'm more careful too now about keeping an eye on it.

    Anyway, I'm gald to hear most things are going to plan.
    If you know you have enough, you're rich. ;)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    How are you today Miss Tara x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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