We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
misstara's debt diary 2014
Comments
-
Well done that new debt shall be gone soon!!! Nearly 95% on other
Gym went good went fri sat n sun. Going tonight for quick half hour, fitting in between mummy duties
xx
Thanks monz
. Good going at the gym over the weekend. I cancelled my classes yesterday and Monday as I really don't feel 100%.
Managed a NSD on Monday then £2.49 spent yesterday on bread and milk. Bank account reward went in so that's another £5 paid off the debt Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £607.27/£3660 (16.6% saved)0 -
Wednesday
Lots of spends - £9 on a pair of shoes, £16 on bras, £25.79 on a card and gift voucher for a wedding present, £24 on a friend's birthday present, £7 on two wee gifts for friends children and £4.50 on food.
Yesterday
Spent £24.10 on rest of travel tickets home plus £4.60 on coffee and snacks.
Today
I'm meeting friends for lunch so will need bus fare to get there plus whatever I spend while there. I got £140.55 today from 2nd job so that will cover all my spends.
Have been chatting to my family about getting travel and accommodation booked for a wedding in London next year. My brother is doing research and will let me know prices. I wasn't expecting to have to pay for that this month so will take the costs out of the £150 I put aside for flat stuff.Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £607.27/£3660 (16.6% saved)0 -
Good on you treating yourself xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
You seem to have got a lot for your spends. Well done.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
-
At least you've got it put aside which is great, and you'll soon be able to make that back up Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
0 -
Thanks for your posts monz, INOD and Gib
Stayed within my budget for the weekend although didn't come back with much. Had a fab time away and feel much better now than I did before I went.
Had a NSD yesterday, spent £4.29 on a couple of bits today. Not much else to report, just spent the evening organising all my stuff from the weekend and cleaning the flat.Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £607.27/£3660 (16.6% saved)0 -
Do you still feel you will be debt free before xmas? x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Do you still feel you will be debt free before xmas? x
I would love to be and as there's just over £1100 left it could be done. But realistically with Christmas coming up probably not will see how I get on though, you never know 
Yesterday was a NSD and today I spent £4.80 on tatties, milk and chocolate.Mortgage 26.4.25 - £108,500 1.2.26 - £104,364.81
Mortgage overpayments so far - £902.92
Debt 16.11.25 - £5160 29.1.26 - £4860 (5.8% paid)
Roof savings - £607.27/£3660 (16.6% saved)0 -
You will have it gone in no time and any word on deposit back or lease... or did i miss the post x Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Glad you're feeling better x Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards