misstara's debt diary 2014

monz

Miss Tara where are you xx

misstara

Thanks monz and Gib

monz - not getting the deposit back due to smoke damage in the flat

Saturday
Bought more paint and various things for new flat - £124.98. Went food shopping - £33.01. Also bought my sister's birthday present - £35.

Sunday
A NSD, spent most of the day painting and then went to the gym with my friend at night.

Monday
Tea and a couple of drinks out with the girls - £17.

Yesterday
A NSD again. Went to a kettlebells class after work and made a cake.

Today
I'm just on my way to do a short shift for 2nd job. It won't be a NSD as I need to buy things to ice the cake with.

monz

You are doing really well xx

AspiringButAnxious

Ditto to what monz said!

You just reminded me I have kettlebells tonight Still aching a bit from Monday's bodypump, but I will probably still feel miles better than I did the first few sessions! Amazing how quickly it's changing my strength and fitness.

misstara

monz wrote: »

You are doing really well xx

Thanks monz, feel like the debt is going down so slowly at the moment but I suppose there's a lot of other stuff going on so can't focus solely on the debt unfortunately.

misstara

AspiringButAnxious wrote: »

Ditto to what monz said!

You just reminded me I have kettlebells tonight Still aching a bit from Monday's bodypump, but I will probably still feel miles better than I did the first few sessions! Amazing how quickly it's changing my strength and fitness.

Thanks ABA. Loving my kettlebells classes, hope yours went well. I tried bodypump for the first time last week, hard work but enjoyed it.

Nothing much to report, spent £6.80 on food on Wednesday and yesterday was a NSD

misstara

Spent £20.84 on Friday at the supermarket, was more than intended but my favourite washing tabs were on special offer so grabbed them. Yesterday was a NSD

Monthly payslip is in so I shall begin working on my budget tonight. Better get myself organised for work, back later.

misstara

Yesterday was a NSD and I tried a new exercise class which had the lovely name of 'fat burn' :rotfl: however since I've put on half a stone in the last month or so it's much needed. I also went to my usual kettlebells class tonight and have booked myself in for body pump on Friday. Spent £7.05 today mostly on fruit and some snacks for work.

Still haven't made my budget for next month but will aim to do that tomorrow and then payday on Friday. Was chatting to my brother last night and discovered that the hotel costs are paid on arrival so will only have to pay him back for travel. My increased gym going has highlighted that I could really do with a new pair of trainers so will see if I can find room in the budget for that. I also need a winter coat but will have a rummage round the charity shops, see what I can find.

monz

Lets see your budget yes I am nosey lol xx

misstara

Budget is done - have decided to pay a little towards the debt this month and concentrate on getting Christmas sorted. Ideally I'd like to get all presents this month and then I can relax and just enjoy December. I've also budgeted for new trainers and a winter coat - had a look round the charity shops yesterday but didn't see anything I liked.

£1502.25
- £1100 usual monthly bills
- £75 travel (money to brother plus tickets home around Christmas)
- £100 coat/trainers
- £100 presents
- £50 social
- £50 cc1
- £27.25 cc2

I also get paid from 2nd job tomorrow - £48.75
- £30 presents
- £18.75 cc2

From the start of November, I'll be able to access my Christmas savings so that's another £200ish (need to check exact balance) for presents.