OS Singlies - We Do It Our Way!

Mrs_Bones

Need2bthrifty wrote: »

Hi Folks, haven’t posted for a while, but have been lurking.

I need a bit of advice - a close friend’s husband lost his fight against cancer this week and I was thinking of getting her a plant/shrub/flower …something that she can have in the garden that might represent the close bond they had. I know that rosemary represents remembrance but I don’t fancy that as I see it as something you chuck in with the lamb or roast pots not in remembrance of someone – any ideas?

Same here on the lurking bit.

Sorry to read about your friend's other half. A member of the family got the news last week that there was a shadow on their lungs so they are having to go this week for a battery of tests. Your mind automatically hops to the C word doesn't it but we are all hoping it's not that.

Re a plant, is there a particular sort your friend likes such as roses? or do she have room for a small tree/bush. My mum use to love Lilac and friends got me a Lilac tree when I lost her for rememberance. Apart from Rosemary, Hydrangeas mean devotion and remembrance, Honeysuckle is bonds of love, Lavender devotion, Myrtle -true love, and Rose have long been associated with love.

Need2bthrifty

Mrs_Bones wrote: »

Same here on the lurking bit.

Sorry to read about your friend's other half. A member of the family got the news last week that there was a shadow on their lungs so they are having to go this week for a battery of tests. Your mind automatically hops to the C word doesn't it but we are all hoping it's not that.

Re a plant, is there a particular sort your friend likes such as roses? or do she have room for a small tree/bush. My mum use to love Lilac and friends got me a Lilac tree when I lost her for rememberance. Apart from Rosemary, Hydrangeas mean devotion and remembrance, Honeysuckle is bonds of love, Lavender devotion, Myrtle -true love, and Rose have long been associated with love.

I cant recall ever seeing roses in her garden so not sure if she's not keen on them, but despite the number of years they had been together they were still like newly-wed teenagers in love so I was trying to think of something that would reflect this.

She has a small garden with one or two trees/large shrubs also a patio area and tends to plant up things in pots with a few in the ground mostly on a colour theme.

I even looked up the meaning of his name which turned out to be "rock/strength" - she had admitted to me ages ago that was what he was to her but unfortunately that doesn't help me much other than the thought of getting her a large chunk of granite .

Mrs_Bones

Need2bthrifty wrote: »

I cant recall ever seeing roses in her garden so not sure if she's not keen on them, but despite the number of years they had been together they were still like newly-wed teenagers in love so I was trying to think of something that would reflect this.

She has a small garden with one or two trees/large shrubs also a patio area and tends to plant up things in pots with a few in the ground mostly on a colour theme.

I even looked up the meaning of his name which turned out to be "rock/strength" - she had admitted to me ages ago that was what he was to her but unfortunately that doesn't help me much other than the thought of getting her a large chunk of granite .

Could you get a nice large pot that you could place a lump of natural rock in and plant forget me not flowers around it?

moneyistooshorttomention

How are you feeling now Lavender Bees? Fingers crossed that "rawness" isn't quite so "raw" now...?

Congrats on getting your joiner to stick to agreed price, despite his inefficiency re the door.

I think it will be wine o'clock here again tonight. More hassle of there is more than one way for a firm to do a job and they have just assumed they will do it THEIR way again:(. More googling later, with me asking Google if my way is the normal way (after all...its what I've always been used to with firms before) and result was "It's at least as commonplace as their way"...and therefore they should have asked, rather than assumed, and then found they were wrong.

As the customer, I didn't even know there WAS a different approach to something to what I was used to. As the firm doing this type of work, then surely they should have known though...

Ho hum......

calicocat

Helloo folks...just dipping in quickly as really busy.

Had the wardrobe blokey out this morning to look at bedroom and doors for dining room space....they don't bring price lists with them??...bit odd, and bit of an odd bloke to be fair. he was trying to push when I was next meeting him at showroom, so told him to contact me with a price for the dining room first and that I wasn't in a major rush etc....i can't stand it when people try to push you for dates...makes me not give them one on purpose as it feels like they are telling you what to do.


Also just paid off a massive chunk of mortgage off, over the phone, and am utterly paranoid the transaction gets to the right place......due to not trusting banks, and all the c0ck-ups they seem to be making these days. We get naff all interest now anyway, so even taking a hit for overpayment is worth it to get it on the house and not sitting around in the bank waiting for someone to steal if we are to believe that the government could do this in a couple of years. Hopefully this means could be practically mortgage free by the time any more ward closures/cuts happen.

How long will it take to reach the mortgage account??....i am ridiculously paranoid and want to ring in next couple of days to make sure it has got to the right destination.

Hope everyone is ok, haven't had time to catch up properly yet still, sorry you are having more irritation moneyistooshorttomention.

Need2bthrifty

Mrs_Bones wrote: »

Could you get a nice large pot that you could place a lump of natural rock in and plant forget me not flowers around it?

Thats a nice idea.

It's been a lovely spring-like day here so went for a mooch around the garden centre - there was a beautiful deep red tea rose called remembrance also saw a scented white flowered honeysuckle which would fit in with her colour scheme. May leave the choice to her.

I hadnt intended spending anything (still on a tight budget) but somehow managed to pick up some garlic for planting.....oops

moneyistooshorttomention

Congrats Calico on that large mortgage payment:T

I always took the view that, whenever I got a decent chunk of Extra Income that first port of call for it was to pay off as much mortgage capital as I could with it. I managed to pay off the majority of it at one point with a large "Chunk" and then the rest with a couple of smaller "Chunks".

It does make for more peace of mind and a sense of achievement to know you're not just "holding your own" with the mortgage payments, but getting shot of some of that capital owed. I always rather took it that my mortgage provider could be told "There...ya see....I'm not just paying on time...but I'm a blimmin' good person at managing my mortgage" by doing that and expect a bit more leeway from them should I have financial problems not of my making at any point. I never did...but that was the reasoning.

I don't blame you for being "paranoid" about checking the money has gone through okay...so am I about things like that. I didn't feel the same sort of pressure that I can well understand you feeling these days about this and was just content to have my proof I had done this on the spot and it didn't matter to me unduly if it took a few days.

My take on what level of savings I think should be safe from a Cyprus-style haircut if the Government decides to steal its own citizens money from our bank accounts at any point is set at £15,000 or, at worst case analysis, £10,000. My mind has woven its way through various tortuous channels too lengthy to explain to come to that conclusion and, of course, it may be that our own Government wouldn't dare steal off "yer ordinary person in the street" like that and would only go for the wealthy and rich (ie not us then:cool:).

Every time I think "They wouldn't ...would they? It would be so obviously WRONG WRONG WRONG" I then tend to say to myself:

"Well, I thought they wouldn't would they about other things a Government obviously shouldn't do to its own citizens...but they've:
- decided not to pay all rent payable to unemployed people even if their rent is reasonable
- limited how long they pay mortgage interest for for unemployed people and don't pay it for some weeks to start with
- had a further go at increasing the State Pension Age even for women VERY close to it (so close that many have already early retired or early semi-retired) (ie done so in their 50s).

and so the list of Unbelievable/Shocking Things a Government Wouldn't Do to Its Own People goes on on the one hand...whilst I've been astonished to see some odd extra bits of freebie handouts given to other people that don't deserve it on the other hand.

Definition of a Baby Boomer might boil down to "They are the one with their jaw hitting the floor with shock and astonishment at what their own Government can get up to to hurt people".

Will stop now...before I get hot under the collar.....:cool:

calicocat

Thanks for the congrats moneyistooshorttomention............

I have to be honest and felt mighty sick...actually physically sick this morning with it all....lol. Also crazy mare that I am must have been clenching my jaw all night subconsciously thinking/worrying about it as my teeth are killing me...

I do feel better now though in the knowledge that mortgage free is much nearer.....even though I would have loved to have had a blast and bought some new clothes and boots...(that I don't need). So it is much better spent on the house and a bit more freedom.


If the bank had stolen it instead of it going to the house (or anything else I wanted) I would have gone ape....i can't even imagine how annoyed I would be...!!

LavenderBees

moneyistooshorttomention wrote: »

How are you feeling now Lavender Bees? Fingers crossed that "rawness" isn't quite so "raw" now...?

Congrats on getting your joiner to stick to agreed price, despite his inefficiency re the door.

Hiya

I'm doing ok, thank you. Better than I expected using distraction techniques (mainly spending money!! :eek: ). Only time really heals though.

I must confess there wasn't much negotiating needed with the joiner...he said it was more expensive. I agreed, and went quiet, and he offered to pay. Result!! :rotfl:

Frugalsod

moneyistooshorttomention wrote: »

My take on what level of savings I think should be safe from a Cyprus-style haircut if the Government decides to steal its own citizens money from our bank accounts at any point is set at £15,000 or, at worst case analysis, £10,000. My mind has woven its way through various tortuous channels too lengthy to explain to come to that conclusion and, of course, it may be that our own Government wouldn't dare steal off "yer ordinary person in the street" like that and would only go for the wealthy and rich (ie not us then:cool:).

Every time I think "They wouldn't ...would they? It would be so obviously WRONG WRONG WRONG" I then tend to say to myself:

"Well, I thought they wouldn't would they about other things a Government obviously shouldn't do to its own citizens...but they've:
- decided not to pay all rent payable to unemployed people even if their rent is reasonable
- limited how long they pay mortgage interest for for unemployed people and don't pay it for some weeks to start with
- had a further go at increasing the State Pension Age even for women VERY close to it (so close that many have already early retired or early semi-retired) (ie done so in their 50s).

and so the list of Unbelievable/Shocking Things a Government Wouldn't Do to Its Own People goes on on the one hand...whilst I've been astonished to see some odd extra bits of freebie handouts given to other people that don't deserve it on the other hand.

Definition of a Baby Boomer might boil down to "They are the one with their jaw hitting the floor with shock and astonishment at what their own Government can get up to to hurt people".

Will stop now...before I get hot under the collar.....:cool:

The Cypriot government actually considered taking a slice of everyones savings to bail out the banks. Though it would have caused panic if peoples deposits below the guaranteed limit were raided. Though do not think that they will not consider it here. The levels of assets that might be significantly over valued by the banks might be considerable and we have a massive level of private debt that is the highest in the world. So savings below the protection threshold could be raided here.