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Life and times of a debt busting mumma
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Fingers crossed it's not an expensive car repair.
Break in Cornwall sounds fab - been a good 25 years since I was last down there :eek: such a lovely part of the country.
Snap on Spain trip! DS had a letter too just to gauge interest, but doesn't want to go, so a blessing in disguise for me there.
Good luck with the jogging
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Do you break up tomorrow? Another week for us - 2 weeks off then four weeks back of which 2 are short weeks ( 4 days) and I have 2 training courses to attend which take another 6 days out 2 days of reviews and 2 work at home days - just worked out that's only 8 days with the frogs!
DD2 came home brandishing a letter for a ski trip next year - I have coughed up the deposit but she will be funding the rest ( just landed herself a job) and gear will be Christmas/birthday present this year. She is off on a BIG school trip later this year which they have been fundraising for over 18 months now - still costing us enough - the jabs are coming in at nearly £400 :eek:
Have a great time in Cornwall - think it may well be my spiritual home!Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'
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I think it's my spiritual home too
Well car cost £160 :eek: but glad leak fixed and servicing done etc...he even pumped the tyre and cleaned it (could have kissed him! :rotfl:)
Feeling good it's last day at work. Everyone's sick! My wonderful friend is going on maternity leave today so bringing all her presents in. Luckily people are coughing up some money towards them as I have seriously over spent this month :eek::eek::eek:
But...not being wasteful and feel glimmers of happiness (hope it lasts??)
Can't wait for a change of scenery and some fresh air!.
I will still read diaries on my phone but won't be able to write for a week very much.
Take care everyone. You are the best xxx:D:D:D:D
RR x£2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
LBM FEB 2013 32,000 total.
May 2014 Mum 1500/3000 MB CC 8,043
BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
Overdraft 3000 Total debt Feb 20140 -
Have a wonderful time XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Enjoy. You have totally earned this.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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in_need_of_direction wrote: »Enjoy. You have totally earned this.
Couldn't agree more.
Have a fantastic time.
You're going to read diaries :eek: We'll all have to behave ourselves now :rotfl::rotfl:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Oh I hope the sun is shining for you guys. I've never been to Cornwall but have been to Devon and I loved it 5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Have a lovely holiday. XxxChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850 -
Enjoy your very well deserved break xxPay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Hey Rach, hope you've had a fab break, clocked up several hundred miles in jogging and have a fabulous tan
Most importantly, hope you've had a wonderfully relaxing time.
Looking forward to your catch up.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180
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