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Life and times of a debt busting mumma

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  • A diver? Where do they get their ideas?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Hi Rach :wave:

    Sorry I've neglected you :( but back now :D

    :rotfl::rotfl: at the dressing gown suggestion for karate outfit! DS doesn't do sport..just not his forte, so he's opted to go wearing school uniform tomorrow.

    Hope you managed to rustle up a dinner from the cupboard and had a good meeting with your boss.

    Roll on pay day for sure :j
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Hi Ali and INOD :heart:

    Well persuaded DD to go as 'surfer girl' with a swimming costume over a t shirt with shorts and her hello kitty body board! Maybe throw in some goggles! Phew! Actually haven't dressed her yet so she'll probably throw a tantrum before school :rotfl:

    Ali! you make me feel all wanted! :A

    Well yesterday's scary meetings went pretty well considering and I'm happy with the way I handled things for a change!:rotfl: Thank god that's over for a bit!

    I'm going to buy some food this weekend which will go with stuff left in cupboards.

    Taking DD to kids club cinema on Saturday for £3 to see The Muppets (God help me!)

    Then my aim is to clean this house within an inch of it's life (it's so gross) and do boring old planning as this is all being scrutinized next week. :(

    Ex is making lots of whining noises about having kids this weekend so doubt that will happen (at least he would have had to feed them!) He refuses to take turns...it's all got to be on his terms :mad: If I didn't push I would get nothing.

    Anyway on a brighter note cannot wait just to be pottering in the house...I hope this actually happens :T

    Happy Friday everyone. My favourite day of the week. xxxx

    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • I'm with you re Fridays. Today I will actually be in the office all day. Yay to no driving so I may wander to the Friday market and pick up some fruit and veg and maybe some nice bread.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Rach I was just saying on Ali's diary how rubbish I am with spending money on food. I have 2 freezers and both still have loads in them but I however have 5 tops that I wear each week to work cos I have no money to buy any more :o. If I could just cut down on food I just might manage to buy some clothes.

    TBH I have tonnes of clothes, they just don'y bloody fit me :rotfl:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • I know MIT :o I always use this as an incentive to lose weight...I'd never need to buy clothes again! However, like you I've been ploughing through the sugar this week :eek: Aunt Flo still not here!!

    Well I've really left myself short this month...:( will have to use the CC but will pay all back on payday and no over payments just minimums.

    Still got gas/ electric, food and school dinners, breakfast club and after school club to pay :eek:

    Also teacher strike on Wednesday so lose day's pay.

    Think I will be better next month and get back on an even keel xx

    RR xxx
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Forced self to tackle the housework today :eek:

    Makes such a difference to my life if I can find stuff!

    Made a chicken curry and have finally done some planning (school).

    Feel a bit rough so going to have a lie down now!:T

    Happy Sunday! xxxx
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • I feel rough as well but it's thanks to the big Russian I was with last night = his name was absolut lol
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    I hope you fell better soon RR
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    I feel rough as well but it's thanks to the big Russian I was with last night = his name was absolut lol

    :rotfl::rotfl::rotfl: What are you like!!!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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