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Life and times of a debt busting mumma

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    :rotfl::rotfl:

    Hope you rang the bank first!!

    I use Viakal on glass - does a fab job on our shower screen (which I don't do often enough :o). A bit costly and smelly though.

    I bet there's an alternative Old Style way - probably involving half a lemon or white vinegar. Pop a quick post up over there and the lovely OSers will come to the rescue for a cheap and quick solution.

    Limescale in the loo, I'm afraid I buy the Harpic Power stuff for that (black bottle). Only when it's on offer at £1, again I bet there is an OS way that is more eco and purse friendly. :D

    That's a very good cost on the window cleaner, is he a Diet Coke man too? ;) Worth double for the view if so :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Did you ring the bank? I hope they didn't laugh!!
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Lime scale in loo - full fat coke. Couple of cans overnight and you will never drink the stuff again:eek: We are in a soft water area so dont get lime scale problem but I have seen it work!
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • dingaling
    dingaling Posts: 56 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hopefully that money got sucked back in the cashpoint. If not then I would have done the same trying to teach a lesson.

    I don't have a diary, I am the queen of procrastination! Maybe I should procrastinate online! As you can see, I've been loitering since 2007!

    Nearly at the end of an extension on the house, currently have no downstairs lighting, half an old kitchen and a layer of dust 6ft deep and all the kids off school. Woohoo!
  • Just popping by to wish you a Happy Easter. Hope all is well Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Happy Easter Rach!


    Vinegar works for the lime scale - I just use the normal stuff you put on chips! It works!


    XX
    Nevertheless she persisted.
  • Happy belated Easter everyone :easter: Needed to use that smilie desperately! Sorry for being MIA :o

    Must be because this months spends have been super ridiculous!!! Just biting the bullet and going to make big payments back to BC1 this payday and next ;)

    On the 1 week wait of doom to payday! Scraping the barrel!

    Back to work and instantly exhausted from the intensity. DS put a huge iron mark/hole through his blazer so that was £46 for a new one yesterday!!!!:mad: Plus new PE socks :mad:

    I bought a trampoline from A$DA £99 :o and built it last week. I have wanted one for my kids forever (poor DS missed out) and hopefully this will keep DD occupied forever! Priceless :D Paying all back next Wednesday :o:T

    Back on the wagon next month. Felt myself getting less frugal on the weekly shop...got to reign it back in.

    Catch up later!

    Ps Chose to work this Saturday (training) and get paid directly. This will help to make up pay lost last month to strike day and pay for trampoline!

    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Agree with you on the last week pre payday. It lasts forever. Btw, your son irons his uniform, how did you train him to do that? As for the trampoline, if he's anything like my two, your son won't miss out on the trampoline. My daughter got hers as her 18th birthday present. I do have a memory of returning home after a night away and finding 5 bodies on it with a duvet covering them. They just go for different uses as they age.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • My DS irons his uniform as well INOD. I refuse to iron for either of my children. Most of the time they go don't iron their stuff but if they want to look like tramps then that's up to them TBH though they generally look ok and I have started to take a leaf out of their books and not iron so much. The 4 hours a week I used to stand ironing ha reduced to about 30mins :j
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Oooh no I dont do ironing - I tend to iron as needed. Although I wish I ironed more - I know perverse- but I think it would help with the mad rush in a morning when I realise I have nothing to wear for work! OH does his own:)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
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