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Life and times of a debt busting mumma

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  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Are you on a water meter?
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    Nice to see you back - hope it's all going well x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • Well, got Monday morning out of the way!!!! But just ate a double size portion of school sponge and custard :eek: So now want to sleep!

    This month is turning out expensive again :eek: DS now needs £20 for a new scouts shirt and £15 for his camping trip at the weekend. Ordered my sis a Groupon neclace for £15 for her birthday in July (about £60 orginally).

    Just going to have to knuckle down to some scarce days towards pay day again.....

    Spent too much in ASDA (nightmare busy on Sat) getting napkins, candles etc for DD birthday at the end of the month. Not going to go mad on the present (will ask her dad to get something more valuable! :rotfl: Let's see shall we?

    Will be having family over on the last Saturday of the month which means food etc...not going to go mad this time though. hopefully my sis will make her a cake :T

    Check in soon

    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Hi

    It's been ages since I've written. So overwhelmed with work at the mo and everything else!

    Bought DD presents yesterday. Bargains.:money:Got the party food. Tried to go budget but it still came to a lot :eek:

    Got my fence being bought and put up (fingers crossed!) by my roofer :rotfl: That's probably going to be loads:eek:

    Yesterady at work was awful! Just held it together but thankfully today is better.

    Must get car booting...looking for a good one in East London and the around that area?

    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Hope things get back on an even keel soon Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Stay positive hon you're doing fine.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Good to see you posting Rach.

    Hang on in there - you're getting necessary jobs done and debt-busting and DD's birthday and work and and and...keep breathing....:D

    xx
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • So this roofer ?? Good looking, single ?? SOLVENT ?? ;)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Ha ha MIT Nooooooo! He's married and lives down my road...gonna over charge me too I'm sure!

    Thank you so much everyone...you are angels:A

    Now the next thing.... am all anxious as over the last month have been aware of a hard, thickened area in one side of my 'chest'. Noticed it when I was doing my Zumba.:( Had been taking Red Clover supplement which I don't think helped as it's supposed to mimic oestrogen? I took it for PMT but might have had too much oestrogen? Of course I'm hoping it's a cyst. My mum had a double mastectomy in her 40's but has done really well. Always so much to worry about. Trying not to catastrophise but feel so much responsibility. Am having an examination tomorrow (on DDs birthday):(:(:( but need to sort out.

    MIT I didn't catch up with your post about your DD. I'm assuming all was ok?

    Hard to concentrate today but am trying hard to be distracted and not obsess.

    Sorry for such a negative post but I find the diary community so supportive

    RR xxxxx
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Ah, sorry to hear that. Easy for me to say try not to worry and you're certainly keeping busy. At least tomorrow will soon be here - always worse not knowing. Will be keeping fingers crossed it's nothing serious.

    I know what you mean about supplements and stuff - they seem to have such an effect on me these days (oh I'm so old :rotfl:) that the Over 50 multi-vits made me feel ill. That's probably because I'm not 50 for a few years yet and was getting an overdose of something in them :eek:

    Try evening primrose for PMT - I liked the B00ts combined Cod Liver Oil with it - trying to keep the creaks at bay :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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