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2014 - keep crunching away

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Comments

  • I've hit my [EMAIL="sw@gs"]sw@gs[/EMAIL] target for the month so that is fabulous. Really pleased there.
    I have someone who is playing s1lly bugg£rs on ebay - supposed to be collecting a £20 item and putting it off - not paid either. Very frustrating.

    I've put my work exam back to January as in reality I simply am not ready for it and with current workload, I won't be. They were fine about it and I can chooose when (exams are all the time, you just choose your slot.)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Morning diary landers :)

    It's the eve of pay day and I'm not skint!!!!! Lol. That's a first, plus I've been making all my overpayments! Obviously I have forgotten something and it will come to bite me on the bum :P

    This weekend gone I batch cooked on Sunday and it's really helped with teas this week. I don't need to do it all the time as some meals I make take the same about of time to reheat as they will to cook from scratch and obviously some don't reheat at all well. I'm pleased so far tho. I'll pull some sort of menu plan together, maybe something to rotate over 2/3 weeks.

    I'm hoping to jump the bigger clear round tonight but that's pending a few things non horsey. It's on every week and I have plenty of time but if I can I will - so exciting.

    Autumn is arriving here in North East England, the trees are considering changing their colours and the day light is taking longer to show itself and heading off home early too. It's alot cooler on a morning/night time tho we're holding off putting the heating on and using the log burner occasionally.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hiya DF,

    Doing fab if you have reached payday in a good place! I too did some batch cooking last weekend makes life much easier after seeing to horses.

    We have had log burner on a few nights - been nippy. OH asked this morning if I had woken him up earlier than usual as it was so dark on way to yard lol.
  • £9.94 overpaid to CCV after tidying up my accounts that I normally don't touch. Rounded them down to nearest 10 so all clean and tidy for pay day.

    Ebay people are playing silly beggers still and really getting my goat - sent them a final message and if no reply I will offer second chance to someone. So frustrating.

    This morning I haven't stopped with back to back meetings, having a quick break to eat my wrap now and then in another meeting this afternoon at 13:30. I need time in between to complete my actions tho - maybe tonight.

    In Caz style......so a few things I need to do -
    send ebay parcels
    • Find items to list on Sunday (I find they sell best on Sunday)
    • Make fairy cakes tonight (?) to decorate tomorrow night for MacMillan coffee morning on Friday.
    • Fill in school forms which seem to have accumulated
    • Create meal plan for at least next week
    • Create shopping list for said meal plan
    • Go to Ald1 for said shopping list :)
    • Dust room & sweep downstairs
    • Put a load of washing in.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Hi Lam!

    I thought the same thing when I got up - dark mornings are difficult!

    How are you doing? Well, I hope.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Cwtchie
    Cwtchie Posts: 331 Forumite
    Any luck with the ebay person? So irritating, we have a shop and have had so many buy then not pay that we now tick the immediate payment option and only do buy it now. Wasters! Good luck :)
    £250 shopping, diesel and any other spends
    December 16- January 15 £345.06/250.00 -£95.06
    £2 saving a day for christmas 2017 £0/£730
    Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go
  • No - they have ignored 4 messages now - I will leave neg feedback but I bet they retaliate and leave me it too. Grrr to them!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Morning diary landers!!!!

    It's 3 years to the day when I will be debt free! This requires a mini celebration!!!:grinheart:dance: I need some more smileys! So from tomorrow I can say 2 years 11 months :j

    So last night I did the bigger clear (75 ish) and she went great but had the last fence top pole down. I am totally fine with that!!! We went in and tried and that's what it's all about - I had a HUGE smile on my face regardless.

    Work is a little bit quieter today so I will quickly get my accounts in order with it being pay day and all :T

    Tea tonight is in the freezer courtesy of Sunday's batch cooking and we're also baking some cakes for tomorrow as previously mentioned :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • What a great month you have had! Brilliant! Well done on the clear round too!
    Total Starting Debt August 2014- £38,061
    Current Debt- £3600

    Mortgage Offset Savings- £600
    90.5% paid off so far...
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hi Lam!

    I thought the same thing when I got up - dark mornings are difficult!

    How are you doing? Well, I hope.



    hellooo


    well done on your jumping - my horse usually has poles down - I think she wants to jump bigger.


    all good my end - booked in for end of October for her xray to sort this tooth out. last event of the season for us this weekend so hopefully we will end it with remembering everything this time lol
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