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2014 - keep crunching away
Comments
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Eesh page 20 of my diary. It's nice to keep track tho and I wouldn't be doing what I do without my diary. I keep thinking how I must read it back through at some point.
Currently it's 1104 days until I am DF which equates to 42 pay days including next weeks. Lots of learning to do in that time frame to enable me to do what I would like to do when I am DF.
Today I have overpaid CCV £10.87.
Yesterday I sorted out my school girl error with ebay so hopefully that will all be ok now. I will relist some more items this weekend which will take me into next months challenge, whatever that will be.
Tea won't be anything fancy tonight - kids can have wraps or such and DH omlette. I'll eat after the yard as I don't think my stomach will be calm enough for tea prior to jumping!
I will pop to Ald1 afterwards to get milk, butter and tuna and salad. That will be enough until the weekend.
Work is still nice and busy and the revising is a bit slow but I'll try and make more time for it. Exam 1 month today.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
You are doing brilliantly! :j Good luck with the jumping!Total Starting Debt August 2014- £38,061
Current Debt- £3600
Mortgage Offset Savings- £600
90.5% paid off so far...0 -
Hey, thought I'd pop in and say hello, I just read your diary after a few nights, a dead interesting read, you're doing so well.
When we're having a tight month I look through my pantry and make up recipes based on what I have. Like lentil bolognaise, a bean chilli, bean burgers, tinned beetroot risotto, chickpea tagine, banana curry, etc. Or I halve out the meat and make up the rest with pulses. Sometimes you just go over your budget, which is okay, I try to par back on meat if I do.
Just depends on what you like to eat though! I'm lucky I don't live with veggie haters, I'd eat only vegetarian stuff if I could get away with it, fancy chicken too much sometimes though.
Oh, and on Xmas hampers, I make them every xmas and I fill them with home-baked treats that are cheap but surprisingly tasty, like lemon and lime turkish delights, rocky road cups, macaroons, cinnamon biscuits, limoncello, raspberry vodka, sloe gin (if you can forage sloes I never find enough of them, and I tend to leave them for the birds if I don't see many). I make the booze around this time of year, I go and buy lots of smallish bottles from cheapy shops and mix in the flavours, then I make all the food stuffs a week or two before hand, some things you can have ready and freeze. You can also make and give infused oils, if you don't want to gives booze.
Good luck!Debts: ASDA Loan - £6,848.01
Xmas Fund: £15/700 2%; Holiday Fund: £256.05/2000 12.8%; Emergency Fund: £25/700 3.5%;
VSP: £127.44/300 42.4%0 -
Morning diary landers,
Thank you PP - the jumping went fantastically - I overcame my fear of jumping in front of an audience and we had a lovely round - I was whooping like a kid at Christmas!
Welcome Steerpike88well done on reading my diary and sticking with it lol. Thank you for that tho. You sound like you can offer alot of advice for first timers with the flavoured alcohol so any advice appreciated. Love the amount you bake too - sharing a weekly recipe would be fab
I shall too
I cook from scratch mostly although we have a lot of stir fry type meals so it may not class as cooking as takes 10 mins! I've started baking again tho trying to keep minimal as I put alot of weight on last time I did that! Who do you make you hampers for?
So as above, for horsey (and non horsey if interested!) I did the clear round last night - only tiny but I did it. This was something I've always wanted to do and the support from my friends was fantastic - I was overwhelmed and the most excited anyone's been for going clear in the little clear LOL. I have my first rosette which although not my colour, was the only option and I'm proud! I am hoping to attend once a week now as the big girl loved it too.
[EMAIL="Sw@gs"]Sw@gs[/EMAIL] has been posted so I can go in and swap that over to CCV so another £5 overpaid. I will beat this monster bit by bit. Went to Ald1 and spent circa £16 but I was on a high from jumping and don't know what I bought! I'll check accounts soon, got a morning full of meetings.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Whoo hoo - well done you - :T You will be going higher in no time. I started at 50 cm just over a year ago and now when I cross that finish it feels like I have completed Burghley lol and its only 90cm.
Yay to another Swaggie. I have £15 in amazon now towards xmas pressies.0 -
Ah thanks LAM - sooo pleased to have done a show! We jump bigger at home but I wouldn't dare do it in a show yet so it's a relief in many areas. I can see it becoming addictive.
I would LOVE to do XC and there's a local hunt that I'm not sure how I feel about but they do a beginners one too which (if she would box) I'd be interested in. So many options it's amazing. Shame there's no more hours in the day tho!Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
9.68 paid to CCV today which includes £5 from swags.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
I am well impressed, I like to keep as many hooves on the ground as possible! Bit of shame, since Finn has a fabulous jump, but he doesn't seem to mind0
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Well done with the jumping :T I'm with Caz I keep as many hooves on the ground as possible!
TC xDebt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000 -
So nice to have such a positive motivated attitude. First dressage competition I went to, I won, and then didn't want to do another one for ages in case i didn't win (very likely) lol. You sound like you don't stop from morning to night, wish I had your kind of energy. Will keep reading and being nosey£250 shopping, diesel and any other spends
December 16- January 15 £345.06/250.00 -£95.06
£2 saving a day for christmas 2017 £0/£730
Total debt paid off before 26 December 2017 £3142.31/14,053.85 = £10911.54 left to go0
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