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New 2014 Diary & New Found Motivation
Comments
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Well done on your strategy for ppi money! Very sensible xx19/8/19 vs now Current Total debt £14,188 Savings £2757
Overdraft £1600 vs £1050
HSBC1 £1900 vs £3868
HSBC2 £4100 vs £3730
Virgin 1 £3050 vs £2800
House stuff and improvements £4460 Virgin 2 £27400 -
Hi Diaryland, well its been an eventful week which has meant MSE has gone out the window unfortunately! Not been a spendy week, but also not many payments made - although hubby did pay £100 off the debts so thats always good! Definately going to make target this month which will be great.
Have some more items to list on ebay but I will need to get this house deep cleaned this weekend as I've not been in much this week.
Anyway, quick update to the total below and off to get my hoover out!
Mrs S x
£685.00 of £888 for November (77%)1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90**Feeling Hopeful that 2015 will be our Debt Free Year**0 -
Well my motivation is slipping a bit - trying to keep a grip on it, but having one of those times where it feels like I will never be debt free!! I know its getting closer and closer but it feels like its taken forever.
Never mind, I will get a box of goodies out of the loft this week and do some ebaying with some fresh items - that might help!!
Hope you are all more motivated that I am!!
Mrs S x1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90**Feeling Hopeful that 2015 will be our Debt Free Year**0 -
I am creeping back into my diary with an embarrassed face because I've not been on here for almost a month!! Thats terrible for someone trying to kick debts butt!!
Just a quick update, I am probably not going to get any better at updating this year, but hoping that 2015 can be my debt free year. Trying to get things ready for Christmas etc so have been busy, as I'm sure you all have too.
Paid £200 off the card when I got paid in November, so the total is at the bottom. I'm feeling like I doubt I will get anywhere near £888 in December but we'll see what my pay is like and what I still need to buy for Christmas by then.
Anyway, will try my best to come back and will definately be back with fighting spirit in the new year - I have to be free of debt by this time next year!!
Mrs S x
£885.00 of £888 for November (99%)1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90**Feeling Hopeful that 2015 will be our Debt Free Year**0 -
Just back to say I have started my new diary, and you can find it at the link below!
https://forums.moneysavingexpert.com/discussion/5144314=1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90**Feeling Hopeful that 2015 will be our Debt Free Year**0
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