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Oh come on! Stake through the heart. A little sunlight. It's like falling off a log"
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To what end indeed.
Do any of us actually know?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Based on your history, to support an ever increasing herd that you get joy from?Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Hey Buffster well done on the tax rebate and 1350 savings in a year is tons better than 0. It's savings not debt. AND you're not on a diet you're changing the way you eat. You are doing fab. So thereI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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thank you ladies XX
barely any sleep, last obs of the year. Feel sick frankly.
This is when I loathe my job and want to phone in sick for the week!
XXNevertheless she persisted.0 -
C'mon you're so much stronger than that. You just forget it sometimes.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Positive vibes.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
hello.
Inspection was ok. Well, yet again it nearly killed me.
Need to think of different way to manage this.
Next hurdle was the heat............
Rabbits are indoors in my room. not much room but not dead from the heat.
Fish almost boiled alive.........
moving on!
Saw one of my lovely wonderbra friends (way back from the early days on here) which was fab, tonight saw some old friends too. so not a bad week really.
Work is a shocker and money is TIGHT. but am ok.
xxxNevertheless she persisted.0 -
Can I say it? Told you so.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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yah to WB friendsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I am on the new look forum...........weird.
Yes I am that behind!
So I read my diary. In an effort to be kind to myself (!) I was trying to read it as I would anyone else's. Trying not to think about time wasted or whatever.
I have been so caught up with work for the last 6 months that I haven't really acknowledged much. OR written about it here at any great length.
I do think I am more aware of the depression, and I am getting fewer headaches. I am 100% right to be giving up tutoring. I need a regular routine and to sleep more - currently working till 1 or 12 at night is not working for me, I am exhausted. It is just not worth the money.
I hadn't realised I had only paid off my debt in March! been out of debt for 5 months. Bit of an anti climax I guess re having the savings and STILL spending on my CC each month. I do pay it off but still I can't seem to stop spending.
Also although work has been grim at points it has been very good at other points. I do have promotion next term. Although my room is a mess(!) and so is the dreaded conservatory I haven't given myself credit that they have been tidy at times. And I don't live here alone. So it is not all my fault!
I am slowly de cluttering and although some things go quickly others take longer. I am accepting this. Results don't come over night.
Work is not as bad as last year despite recent events and I am surprisingly looking forward to next year. I have been ill but more colds/coughs then migraines and tummy aches. Also having managed the garden better in the last two years the maintenance is easier.
Perhaps the biggest thing I have realised is that yes, I can work two jobs and study for a Masters - it is possible to work that hard. The cost is living in a mess and feeling permanently on the run. Some people thrive on that and I think I did for a while, but not now.
So slowly things are better. Hopefully the summer will bring more progress. Best get on with my Sunday.
Before I go, Can I just say a really big thank you to all my readers and writers. There have been some dark moments over the last few years and it is pretty much this place that pulls me out of them.
Thank you XXNevertheless she persisted.0
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