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Oh come on! Stake through the heart. A little sunlight. It's like falling off a log"
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Hello Folks
Sorry I disappeared.
I am ok, it was bad there for a while. I seem to go through cycles of coping and not coping! But I guess that is life eh!
Observations
1. Rabbits (lovely as they are) were a HUGE mistake. (leaving them in the garden is a killer. won't leave the piggies outside!plus it is another pull on my time)
2. However, they are spurring me on to declutter so they can move into the shed (hopefully with the piggies- during the day)
3. Work is doable so long as I do it.
4. Relations with my family (apart from Mum with whom things are good) are difficult. BUT I have many many good friends and will be ok.
5. Money wise things are super tight!
Being paid on the 26th and having everything go out on the 1st/2nd means I am often spending next month's money this month. I am pondering running my spending month from 26th to the 26th (pay me on the 26th in another account) and my bills 1st to 1st.
have also toyed with the idea of borrowing 20,000. mostly dismissed it. But not sure.
anyhow catch you all later
XXXNevertheless she persisted.0 -
Hi Buffy! What do you want to borrow 20k for?I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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For a deposit?
For the WB commune?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It was for a deposit but am holding fire.
Have managed to pay for my short holiday. All accounts in credit and the last big expense is building the rabbit run. Tho I did just find a place with free delivery. thing is I bought the mesh.......
any how. Work is !!!!!. well my bit is ok. but it does feel like I am working on the titanic.
need to just keep saving.
ISA is at 1330.
owe money to savings accounts. But am ok.
got to survive 16 days till pay day - tho really all my payments go out at the end of the month so it is a bit longer............
June is proving stressful........
XXNevertheless she persisted.0 -
Hey Buffy!
I am paid on 25th each month and so July's budget starts June 25th IYSWIM?
I use Every Dollar for budgeting and it copes ok.0 -
Yeah, I really struggle to leave the money alone till the first!
I suppose I could change the date. I think I have had the first or 3rd ever since my first job!Nevertheless she persisted.0 -
So Shopping yesterday,
12.85 in the pet shop.
40 pounds on my haircut - which is ace.
need to get petrol.
I haven't been on in a while as work is has been mega busy and it has got me down. I have been quite worried about myself! I find everything so difficult.
The pressure I felt whilst Mum was away (from Sis etc) made me very frightened for my future which is sort of ridiculous but not really.
It also made me realise I literally have no idea how I would manage without my Mum. I'd have no where to live. I don't want to dwell on that.
And that she deserves a much happier more grateful daughter.
I need to kick depression's !!!!. Seriously.
That said am working 3 evenings this week.
Meant to be going to Slimming World Thursday. Cant say the plan really appeals. I don't really understand it, though I think that is a general resistance to weight loss plans rather than anything else. Perhaps if I read the book!!!
SO today I will be most acting as if.Nevertheless she persisted.0 -
A decent haircut will help.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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Hi Buffster, just catching up with your antics. Glad you're pleased with your hair. I used to go to Weightwatchers and found that being weighed in public is a great motivator. I used to have nightmares that I put weight on! I wish I'd carried on going as a Gold Member as I've now put back on the stone I lost. Back to square one (story of my life). You would manage without your mum you know. I used to think the same until I lost mine 15 years ago, I survived, still think about her every day but it made me grow up a lot. It's surprising what you can get through when push comes to shove.
Hope you have a good week next week.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
The Slimming World plan is ace and easy when you get in to it. Just shout if you aren't sure of anything XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0
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