Not a LBM but awareness of heading towards debt crisis

LastFewSteps

Great news about the cards and the weight loss
Glad you had a good break

themarsbargirl

So, today's update,

1) spend day- buying womens deodorant for foodbank
2) a little sbtv done
3) 11074 steps done today :T
4) scrambled eggs for breakfast

Feeling tired and lethargic, off to bed with me I think

themarsbargirl

Yesterday's update;

1) NSD 6
2) A little sbtv but it kept crashing cuz of the adobe problem.
3) 13000 steps
4) Mashed banana on a toasted wholemeal bagel.

Paid off the CC today with the advance from Mum, my priority now is getting out of my overdraft, but am planning to do that by just leaving in the money I was taking out for debt repayments and still keeping the extra money I make for the Cap 1 card savings.
I am so proud that looking at it I had paid off almost 1/4 of the card on my own :T by raising money through selling jam and doing surveys. Hopefully everything will soon clear itself!

After a long hard thought I have decided to stop the petrol budget for now, and leave it in my bank account, as I only steal from it to top up bills and am not currently driving. This will balance my budget as it will cover my direct debits.

I expect there will be some interest on both cards to pay next month but right now I am just so relieved

themarsbargirl

1) spend day today
2) no money made today
3) 13040 steps done
4) marmite on toast

themarsbargirl

lost 2.4lb this week, strangely disappointed, had hoped for more, but I guess any loss is a step in the right direction.

LastFewSteps

That's really great news on the cards and so good that you'd done 1/4 just with jam and surveys, it's surprising what a difference extra payments make no matter how small isn't it
Keep up the good work

NoOneAround

That's amazing paying off 1/4 with jam/surveys!:T:T
Just goes to show how every little counts. Well done:)
xx
NOah

themarsbargirl

It's been a long time since I posted and a lot has gone on.
I'm out of my overdraft but have some debt on my credit card again, about half from buying a bed and some furniture, the rest just from overspending.

I've half given up on the jam business, while I'm good at making it finding places to market it has been near enough impossible.

I'm also back at uni and I have student support involved this year because the workload was too much for me.

I made a new friend called lea and I split up with my boyfriend so I don't go away at weekends any more. Lea taught me to crochet which I am very happy about because I'd been unsuccessfully trying to teach myself for three years!

I haven't weighed myself for about 2 months and I've not been making goals for anything, I've kinda lost my way a little.

Dansmam

And now you're back on track! Fantastic, glad to hear from you x

themarsbargirl

Some spends today, made a lemon and cherry mincemeat so got stuff for that and a steak and ale pie for £2.50 which will do me three meals.

In jam business news, after making some lemon and ginger marmalade because my brother had enquired if I still had any stock or if he had to go back to store bought, his wife has ordered a batch of the mojito marmalade for Christmas presents for her family! So in total that'll be sales of about 14 jars!
Mum is making enquiries at her place of work about a Christmas fair they are running there mid December so I may have to order some presentation boxes to market stuff there.

Having a b better day, not sorted much more stuff but feeling a bit brighter, and I'm really focused on crocheting my big blanket for my bed now it's got cooler!

Also really craving jam rolypoly with the left over suet....mmmmm