Not a LBM but awareness of heading towards debt crisis

themarsbargirl

hi debtfreeoneday, thanks your msg was just what i needed to lift me right now! my best friend came over on sunday and we spent 4hours blitzing my living room and kitchen so now i just need to keep on top of it! been eating mostly out of my freezer, my grocery spends this month have just been on a big lump of cheese and cleaning stuff. trying to remember to fill my water bottle before i leave work cuz i can't stand the tap water in my caravan-i only buy value 2ltr bottles but every little helps!

debtfreeoneday

I don't blame you re the water, I'd do exactly the same.

Fab you blitzed the place, easier to stay on top of it now! Keep going! x

themarsbargirl

okay okay, you've inspired me to go do some washing up!
Payday tomorrow and for the first time i'm not real excited about it. It's not, how to put it, because i'm signed up to janus illusion it doesn't mean that i get money tomorrow i get more money. maybe it's a good thing to not view the money as mine and to fritter it away. sigh.

debtfreeoneday

It's good it is payday though as you get to pay off some debt and then you,re in a better place than the day before. x

themarsbargirl

that is true, although i need to wait a few days, as soon as i get my cc statement i'll be able to call ladder loans and pay off as much cash as i have left and use my 0% card for fuel this month...hoping to have ladder loans cleared by next month...then i will be squeeing!

themarsbargirl

Feeling carp today, woke up with a sore throat and my glands swollen, limped through work, and actually had a great day with the kids! Then fell dowb a little and bought some treats at tesco, though only spent £1.89 so it's not all bad...and paid some money off my debts
so happy but poorly bubba

themarsbargirl

Soooo, all has come crashing down, again. recieved an invoice for 2013 site fees and not only are they saying site fees are higher than i was told, they seem to have lost a payment for 720, hoping i still have this receipt, i def saw it last week when tidyin and just hope i didn't bin it because it was a year old! so today is a day of hunting for paperwork...grrr

themarsbargirl

Sooo...fell off the wagon, almost without realizing it. Debt has increased and I'm feeling panicky again. I just find it so hard to keep up momentum! I've got a promotion at work which means a few more quid each month and next month will get paid for my respite work last week.
Got productive today and washed most of the outside of my caravan and started hanging up the clean clothes from laundry mountain after cleaning my bedroom yesterday. Used food from the freezer to make bolognese in the slow cooker.
I think i need to start posting daily, a morning to do list and evening round up if i can to keep motivation up. Hope some of y'all will cheer me along!

themarsbargirl

Good Morning my fellow debt free wannabees!
I had a wonderful nights sleep and feel much refreshed!
So far this morning I have checked online banking and seen this months credit card statement. I spent over £500 on the card last month :-O I couldn't even tell you what on! the only tangibles i have to show for it are a zipped hoodie and a dvd and i know their cost was £18. i am truly appalled by myself. But it is done now, time to pick myself up and move on. with that in mind i made the minimum payment to the card and updated my spreadsheets. So todays to-do list...
1. shower and wash hair
2. clear the decks of dishes
3. finish tidying room and putting laundry mountain away
4. complete 3q's on my qcf to finish this unit
5. update spreadsheets to reflect any spends at the end of the day
6. eat leftovers from yesterday and from stores

Happy saving everyone!

themarsbargirl

Ended up spending the day resting...much needed so i don't feel guilty about not achieving much. i did shower and eat from stores and updated my spreadsheets. So a good day all in all :-)