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Jump into January NSD Challenge
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6/10 NSD's for me today.
Mainly due to having next to no money till next Friday. I guess that's what happens when you start a new job a few weeks before payday!
Hopefully I can keep this up for next month too!Sealed Pot Challenge No 3060 -
Am declaring NSD no 8 today and
4 in a row.
If I can last till the weekend, I will be ecstatic. Think I might fail at the weekend as will be doing long 13 hour shifts and I always associate these with giving myself a foodie treat from nice coffee shop:(One debt in 100 days £384/1264(£865 left)Pay all your debt off by xmas 2014 £276/18864NSD 4 and 4 in a row0 -
Oh dear brokemedic....that F-word is NOT ALLOWED in this challenge
, Especially when you're declaring your 8th NSD and 4-in-a-row. The only F-word that's appropriate is FANTASTIC :j
Sometimes we don't quite meet our targets but we do not fail
And depending on your rules, if you budget for a wee treat and don't go over the budget, maybe you could claim a NSD?SPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
Oh, and no NSD for me today. Picked up some reduced treats for having with coffee at work tomorrow....when I should be back on track :T
I don't have time to do a full update tonight, sorry....either ETOor me will get it done soon - hopefully with lots more to report :jSPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
I remember polos being 20p in our school vending machine in yr7. They'd gone up by the time we left though! Here to declare NSD #5 for today. I haven't even considered shopping for anything. Amazing considering I'm constantly hungry at the moment!*2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
March 2014 NSD 0/15 take lunch to work march 0/21
sealed Pot Challenge #260
NMB books: 6/94+ NMB DVDs: 13/67
"Life is not measured by the number of breaths you take but the moments that take your breath away."0 -
Kerri gt - well done for your NSD # 9 & 10 :j:j
Buffythedebtslayer - great stuff achieving NSD # 6 :j:j. Taking you over halfway.
Pennypinchingpenguin - well done for declaring NSD # 4 :j:j
Giggles86 - NSD # 4 & 5 for you too. Congratulations. :j:j
Delilahh - declaring NSD # 5 and today NSD # 6 :j:j. That takes you over halfway, well done.
Positivelypurple - well done for achieving NSD # 7 & 8. :j:j Hope you feel better soon.
Blubella - nice work nabbing NSD # 6. :j:j That's over halfway for you too.
Lovefullshelves - well done for nabbing NSD # 9 & 10. :j:j
Stripeyjumpergirl - that's NSD # 7 for you. :j:j good stuff.
Emsikins - well done for nabbing NSD # 4 :j:j
Slowlyfading - NSD # 9 for you. Well done. :j:j
Knit witch - well done for nabbing that NSD # 12. :j:j. Brilliant figure considering we're only on the 14th
Jammy dodger - well done for achieving NSD # 10 :j:j that's you in double figures now.
Parsimonia - an excellent NSD # 8 :j:j. Well done you.
Fedup - great NSD nabbing with NSD # 14 in the bag. :j:j
Mooomin - excellent grabbing that NSD # 7 for you. : :j:j
Jaxsmar - well done on your NSD # 10. Taking you up to double figures.
Frugalgdubs - great stuff nabbing NSD # 5.
Marmite - NSD 6 :j:j. and 4-in-a-row. :j:j You're doing absolutely fabulously.
Thanks for updating the thread MissE001
Brokemedic - Well done with NSD # 8 :j:j and 4-in-a-row :j:j Noooooooo. You won't FAIL. We don't FAIL. Go wash your mouth out.You could always include a small treat in your NSD rules so that you're not tempted to spend more. Sometimes it's easy to think well I've bought that treat so I may as well keep spending. But obviously they're your rules and need to work for you.
SPC 18 Target £200 /0 -
brokemedic wrote: »Am declaring NSD no 8 today and
4 in a row.
If I can last till the weekend, I will be ecstatic. Think I might fail at the weekend as will be doing long 13 hour shifts and I always associate these with giving myself a foodie treat from nice coffee shop:(
Nonono you might not acheive,:o you might have a challenging time:mad:, maybe you even get weak,:eek: but you don't f--l , we don't f--l, we just learn...
13 hours nights are never going to be easy, can you keep out of the coffee shop by taking a flask or a cake from home??
Pretend the shop is shut or simply don't take any money - denying yourself on that type of schedule is going to be hard, so find another way to have a treat.....and if none of these tips works, we haven't f---led we just need to rethink :rotfl:Debt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Claiming NSD 6/15, have a good day allDMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
[STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/3650 -
Yesterday was NSD 7 :j
No chance today as it's DD2's birthday AND I've been to the Boots 70% off sale. I am, however, stocked up on luxury toiletries for the year for the family (because I freely admit I'm picky and spoilt on that score!), mother's day gifts, Easter presents for teens (instead of overpriced chocolate), decent quality make up for me and four Christmas presents for the grand total of £70And I even checked the price per ml on each item before buying! Probably looked like a bit of a fool with my calculator out in the middle of boots but I just didn't care
Kate xLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
NSD #8
Went to the Boots sale but only bought two things (went at lunchtime rather than first thing) and paid with points.0
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