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Jump into January NSD Challenge

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  • Yes, am declaring NSD no 7 and have completed my 3 in a row...

    Was very tempted to have two spends though... The first on a fitness app which I then thought wasn't worth it and then a second was a tea at work from nice coffee-shop. No to both so still haven't spent a penny.. Am hoping to aim for four in a row tmrw.. We'll see...

    And yes 12 days at work but thank god no nights for the moment. If I can manage 12 days with no spend, would be ecstatic lol..m
    One debt in 100 days £384/1264(£865 left)
    Pay all your debt off by xmas 2014 £276/18864
    NSD 4 and 4 in a row
  • Hi all, I have managed to grab NSD #4 today. Now we are back in a work routine, I hope to rack up a few more in quick succession.....we hope!!
    LBM DEC 13, MBNA CC £5300 (£8k),Barclays CC £7800 (£8k), Barclays Loan £0 (£5k), Virgin CC £7400 (£10k)
    Overdraft £3800 (£4650) Slow but steady, need to ramp up the payments in 2015! NSD [STRIKE]Jan 16/12[/STRIKE]! Feb 5/10 bad month :mad: Mar 1/10:T
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another NSD in the bag here making it NSD 13
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • mavvysmum
    mavvysmum Posts: 234 Forumite
    Finally achieved NSD 3 :j Not having the best month, skint. Damage limitation now for two more weeks till pay day.
    November 2018 make £10/day - £21/£300
    November 2018 NSDs 1/15
    Emergency Fund /£1000
    Weight Lost lb/100lb
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Well there I was, minding my own business, like you do, when all of a sudden BOING! WHEEEEE! KERPLUNK! And there was yet another NSD in the Cauldron of Doom, making my total a thrilling 3!!!!! (How many of these things did I sign up for this month? Hmmm, some way to go yet...)

    By the way, I have missed our beanie - hope she's ok....
    One life - your life - live it!
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Brokemedic – # 7 and 3-in-a-row – fantastic. Well done on resisting temptation and try not to work too hard :A


    Cardi80 – #7 and 3-in-a-row - fantastic :j


    Fedupandskint – # 13 – wow :D


    Frugaldubs – well done on grabbing # 4 :)


    Marmiterulesok – #5 nabbed. Good luck with staying motivated – always think this thread is great for that. Hope you feel better soon :T


    Mavvysmum – good for you getting #3. January always feels like such a looong month….good luck with the damage limitation :)


    Moomin – #6 in the bag – feels a bit wrong to be saying to housework but if it helps with NSDs…. :rotfl:

    Nargle – #3 in the cauldron. I miss beanie too - she's posting on other threads though so maybe just forgot to sign up for January :)

    Saver-upper – You're nearly there with #7 in the bag :j


    Slowlyfading – well done on # 8 :)


    Stripeyjumpergirl – halfway there with #6 :j


    And #11 for me :j


    ETO - thanks for yesterday's update....this follows on so the next one just needs to be from here :)
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    We've already collected

    312 NSDs this month

    Could be a record breaker :rotfl::rotfl:
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Evening all, back at boot camp today, that was a shock to the system ....and I can feel my legs seizing up already, NOT a good sign.

    marmite hope you feel better soon

    Anyone heard from Spoony?

    Well I'm flipping pooped,was going to order OH b'day present but I think I'm too tired tonight. So, declaring nsd #9 75% to target....
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Thanks for the update MissE001. It's a massive help. :A

    Declaring NSD # 6

    Hubby popped to town for couple of shirts for an interview for a work thing. Little man and I stayed at home. So no spends for me. And I don't even have to feel guilty as hubby didn't buy anything for 'us'. :j:j
    I sometimes feel like I'm cheating when hubby buys stuff. But he offers I never make him :rotfl: and I so always try and even it out at other times.

    Popping to town tomorrow and will probably buy a charm for my new bracelet, but using Xmas money. :D Hoping not to spend too much on 'other' stuff. :D
    SPC 18 Target £200 /
  • The updates on this thread are epic! thank you so much for them.


    I did not spend Sunday or Monday.


    so I think that makes 6/10




    that should be 6/10
    Nevertheless she persisted.
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