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Jump into January NSD Challenge

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  • NSD 8 for me today :)
  • Giggles86
    Giggles86 Posts: 526 Forumite
    I forgot to update signature yesterday and was thinking as today went on that yay I'm half way there. But I'm now over halfway there! NSD #6 yippee :)
    *2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
    March 2014 NSD 0/15 take lunch to work march 0/21
    sealed Pot Challenge #260
    NMB books: 6/94+ NMB DVDs: 13/67
    "Life is not measured by the number of breaths you take but the moments that take your breath away."
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Another NSD for me today...that makes it #7 :)
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • Number 9 for me today....woohoo!!!!
    Save £12k in 2014 - No. 153 - £1900/£9000

    January NSD Challenge - 19/21 under target :(
    February NSD Challenge - 22/20 - over target :D
    March NSD Challenge - 19/14 - over target :D
    April NSD Challenge - 0/16
    YTD NSDs = 60
  • brokemedic
    brokemedic Posts: 427 Forumite
    edited 15 January 2014 at 7:34PM
    Thank you for all the words of support and encouragement - are greatly appreciated..:T:T especially as I haven't really told anyone about this great debt of mine.


    So thank you Sazzie 23:T, MissE001 :Tand ETO:T for your kind words.

    I am now on NSD 9 and 5 in a row..

    As for the weekend, I have some chocolate spread which I may take in spread on some spelt loaf.. Am so determined not to spend but know how horrid wkd shifts are as well :( and the need to have a treat

    Unfortunately or should I say fortunately my rules don't allow me to buy treats so no little sneaky chocolate for me at the weekend as it won't count as a NSD otherwise... One month I spent approximately £45 at said coffee shop and don't want to fall back into that habit.,
    One debt in 100 days £384/1264(£865 left)
    Pay all your debt off by xmas 2014 £276/18864
    NSD 4 and 4 in a row
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 15 January 2014 at 7:32PM
    NSD#11 i have never seemed to get more than 3 nsds in a row something always crops up but i have good vibes that i should be ok till at least sunday so heres hoping
    wont count my chickens am very happy with 11 and WRITING EVERYTHING DOWN IS A REAL EYE OPENER

    I had forgotten till i clocked the receipt that i had bought a load of stamps yesterday on my spendy day that would of been overlooked in the past and no track of where my cash disappears
    . those little spends DO mount up also a coffee i had when out yesterday with a friend ( thank goodness i dont do that often) £4.75 is obscene really for 2 coffees:eek:

    i fessed up to that and i added to my grocery bill on grocery challenge that'll teach me !!

    O and the coat i bought yesterday .Hmmmm so much for a "bargain" the seam in one of the pockets has come away already ..so that will be going back to shops next week and a refund as dont hold much hope for quality if that happens on first outing :(

    busy making stuff to take to work to avoid snacking on rubbish as can happen so homemade pasties and beef casserole with dumplings yum yum soooo makes a change from bread bread and more bread

    JD xx
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    And a busy couple of days at work has meant no time to spend money so that's now 5 NSDs from me!

    Whoops! Did I hear somebody mention the F word? What is this month's punishment for that heinous crime? Is it soggy paintbrush month? Or mouldy kipper month?
    One life - your life - live it!
  • NSD # 3 on Monday, hoping for another one today
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 10 today - half way :j
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • flubberyzing
    flubberyzing Posts: 1,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    HOver half-way through the working week!


    Another 2 NSDs to declare, taking me up to 10!
    Had my sister over for tea, which was nice, but contributed towards a spend, as she wanted curry, but I didn't have the fixings in. Oh well.
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
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