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Trying to get on track
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Great news.
Something to be proud of :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done! :j
You are giving me inspiration to do more than just stare at my couch to 5k app!
Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Well done INOD :T:TMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Thanks everyone. I've now signed up for a two nights a week programme that runs until end of February. Total cost £10 which is considerably less than £1 a session. This is from a local running club.
Monday was dire but it has gone. Plus point was I finished a week long media usage survey so that's £5 voucher to the pot.
Made a major decision yesterday and slept well last night so I feel it was right for me. Just need to withstand pressure and see it through. Dining room slash my room has progressed with all painting completed finally yesterday so I will once again be able to access my desk, laptop and login in stuff for on line banking etc. an update is definitely in order because although I think I have been frugal, I may get a nasty wake up call.
On Sunday, oh booked his pre Christmas visit to his parents. I just can't face doing it and, given the lack of effort they commit, am not even pre disposed to try. However, knowing that I love London esp in the run up to Christmas, he booked me a day return flight for the Sunday so spitalfields, Greenwich and Oxford st, here I come.
Have a particularly heavy week this week so better get a wiggle on.
Happy Tuesday.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
Lovely Xmas shopping trip in London coming up then! I love Bond Street this time of year - drooling over everything I can't afford.......Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
So pleased to hear that you conquered parkrun!
A trip to London sounds fun and great that you have your room back. We're in the midst of the decorating but desperate to get it finished soon!Mortgage (Start Sep 2014)- £70,295/£0 - 100%
Overpayments - £48829.37 :j:j:j
Mortgage paid off Jan 20200 -
I love Spitalfields too. Have a lovely time
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Today I am grateful for
Someone willing to do the right thing even when it wasn't what was laid down
Having the health, diesel and access to funds to sort out dd who had her purse stolen while 100 miles from home.
My bed.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
in_need_of_direction wrote: »Someone willing to do the right thing even when it wasn't what was laid down
Great observation.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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