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Trying to get on track

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Well done on all fronts :T

    Hope counselling session was worthwhile.

    :rotfl: and :eek: at the Bay of E swings. Love going on a park swing still too, brings back my mis-spent youth :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Made it through the week at work. Am wondering if I'm a hard nosed cow based on the number of people who expressed surprise at an early return. What else am I supposed to do? Sit, look at four walls and brood? It may be that I will be totally floored at a later stage but right now, I think that work is better for me. Even if it just puts distance between me and my family.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 95,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Everyone is different and if that works for you then that's fine. :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Absolutely right Beanie. You're coping brilliantly INoD.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Do what you do, feel what you feel. There really aren't any rules. It would be easier if there were

    XXX
    Nevertheless she persisted.
  • Today I'm going into work for the morning. Tomorrow I have one dublin based meeting from 9 to 10 so am taking the time I work this morning to not go back to work afterwards. Instead one of my friends is gonna come with me and we are heading outlet shopping afterwards as dd has an ideal 30th birthday present in mind that I couldn't pay full price for.
    Yesterday there was a partner meeting at work where the issue of my pay increase was discussed. Wonder what the outcome will be. Have been approached by a recruitment agent about two opportunities. I'm having a look see as a fall back. The one advantage of being in a job where you tender for work is that you always have a current cv.

    In other news, said fook it and have booked a holiday in September. Can't wait. Anyhow, happy hump day.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou
    beanielou Posts: 95,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shopping :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 9,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Yay for holidays booked. :T
    Having that to look forward to will help you over the coming months...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    Tenth Anniversary 1,000 Posts
    Hey INOD, well done for getting through the various family gatherings with dignity intact. But I'm sorry for your loss.

    Holiday sounds like a great plan. A hot place? (temperature wise, not hot like adult-swing hot :rotfl:)
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    I'm sorry I haven't been keeping up with any diaries lately and you've been through so much.

    I'm definitely in the "best to go to work" camp as left at home after a bereavement I just cry all day and feel worse. It certainly doesn't make you cold.

    A holiday to look forward to sounds just what you need right now.

    Sending lots of hugs and strength and hoping for a lovely big pay increase for you.
    xxx
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
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