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NSK; "The Janus Illusion".
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Hi, could I join in too please?xNSK April power shower #370
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75 Contenders already... !!“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0
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Hi all,
I know the chat isn't supposed to start until tomorrow but dad's gone back into hospital this morning so I won't get on here tomorrow so thought I'd quickly post before I finish work in 7 mins.
SFDs: 0/20
Food budget: £0/£240
Brand downshift: 0/5
Foodbank: £0/£3
Exercise sessions: 0/15
Social: 0/2
I don't go to cafes, coffee shops etc. anyway. We have no decent takeaways near us anymore and it's much cheaper to buy a bottle of wine and stay in than go to the pub.
No need to buy any beauty stuff, all stocked up after Xmas.0 -
Me too please xxPAYDXMAS2014-:santa2:#6-£200/£3587.35=5.57%
SEALED POT #248- CariadsNewStart-£150 banked. Jan NSD 5/20.LS02/3
Jan lunches 9/122. Crazy clothes £15/£300.0 -
please can I join in?Credit card respend 2551.58 (15/02/17)0
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I'm in, although unless supermarkets start a 'Trollied' style step down from value brands I think the step down might be tricky. Maybe I'll look for a cheaper value alternative?
I'm a homebrew princess so theoretically shouldn't need to buy booze at all this year.0 -
Hi, can I join please? Have lurked in the past, and judging by my New Years resolutions, I'm sure some of your discipline has been working on my subconscious NSK! We're ready to take the next step in getting rid of those debts ....LBM Dec 2013, Total Debt £31,992.06 Debt Free Date June 20220
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December was a wash out for me. Can I please join again. Thanks, see you all on the other side!October make £10/day currently £11.020
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I'm working tomorrow so I'll get mine on too!
SFDs: 0/20
Food budget: £0/£100
Brand downshift: 0/5 not sure how I'll manage this, hope to just be buying veg and salad and meat, not sure I've seen a 'value' range at our Morrisons for veg and stuff!
Foodbank: £0/£3
Exercise sessions: 0/15
Outings: 0/£50
LTW: 0/20
Only got the staff do on the 12th planned, quiet month for me socially! Will be laying off the booze as much as poss in Jan too so not planning on buying any vino.
I'll try to get on tomorrow night after work. Happy New Year everyone! XCredit Card Debt:[STRIKE]£12991[/STRIKE] £12526
14/12/18 27/12/18
Pay ALL your debt off by Xmas 2019
#126 £1900/£125260 -
Please count me in, I failed miserably in Dec so trying again this month.JJ #81 1/20 NSD £4.50/£400 food budget (5 people plus doggy). £68/£150 petrol budget.
Debts: Next acc: £487.11. CC1: £2724.68. CC2: £575.79. CC3: £2737.78 (have just applied for 0% card to bt this one)0
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