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NSK; "The Janus Illusion".

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  • Evening everyone! Today was almost a SFD, except my mother and I decided to book her birthday event at the end of February (a musical in London) before both show tickets and train tickets shot up in price. Train tickets have been taken from this month's entertainment budget and the show money was put aside in savings so has been budgeted for as well. Have managed to save around £50 by booking train tickets now rather than being disorganised and leaving it until later - train tickets are ridiculously expensive!
    Novuna personal finance 0% 4-year £518/£1866
    Credit card debt free! Now on the journey to mortgage free.
  • Hi everyone, checking in on day 2

    1. SFD 1/20
    2. Food budget £15/£160
    3. Brand downshift 0/5
    4. Lunch to work 1/20
    5. Arranged outings 0/4
    6. Exercise 1/3
    7. Petrol budget 0/£150
    8. Food bank donation 0
    9. Beauty spends 0/£10

    did spend today but bought a few bits in Farm Foods for the month ahead, food budget has been reduced massively by me so it is tight (it was previously £400) so I am going to work hard to succeed.
    Am on nights from now over the weekend so am hopeful of a few NSD's into the bargain!
    This is such a great thread, so nice getting to know you all x
    DFD - 26th March 2014 :j
  • PheoniX
    PheoniX Posts: 247 Forumite
    edited 3 January 2014 at 1:40AM
    :wave:

    Well I'm wide awake and still in nights mode so am deliberating whether to use this time productively and do a midnight trot on the treadmill :think: I dont think I'll be thanked for repeatedly pounding the mill at this time of night plus there's the risk I will end up too awake and unable to sleep!

    Fmess What a palava for you yesterday! Lots of silver linings to be had despite your unexpected spend :)

    Taranaman Does this mean that you are Amman valley's equivalent to Usain 'mellt a tharannau' Bolt? ;)

    B17c I have lost my text so many times that I have now taken to photographing it before I submit! :rotfl:This means should the worst case scenario happen I can copy it all from the phone without further ado :T

    Im going to have a pizza :D
    :D Ninja Saving Turtle :D
    SFD 1 Food 0 Fuel 0 Fun 0 Misc 0
  • stewby
    stewby Posts: 1,206 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    i select all the text and "copy" it. that way if it goes missing, i just click "paste" and i have it all back.

    please forgive the way this looks, i am on my phone.
    :o
    Mortgage: £0/£80,329.91
    Savings: £0/£6400
    :love:
  • Amanda666
    Amanda666 Posts: 212 Forumite
    Part of the Furniture
    Morning!

    Didn't manage to post yesterday but did try and keep up with the thread whilst at work ..... thread moved alot quicker than things did at work lol!:)

    2/20 SFD & 2/15 exercise
    All other targets not yet attempted - am planning for another SFD and a swim after work tonight as have run for the last 2 days so need to relax into the weekend.

    Need to look at what food I need for the coming week , am planning a visit to Axdi tomorrow and want to ensure that I get everything I will need for the week as not planning on food shopping again next week - the cupboards are quite full and I want to try and finish with some £'s left in the food budget ( even though I have cut it by £20 this month).

    Friend has asked me round for tea and cake on Saturday afternoon so that's good - no spend and hopefully if the weather isn't too bad can cycle there. Hoping to hear from my boss today about a mentoring course I have been asked to go on by a charity I have previously done soem work with. If I can go on thecourse next week it will be the start of a new challenge for me which I am really looking forward to - an chance to help others:)

    Well have a great day - hope that the weather isn't too bad wherever you are.
    Ax
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Morning all,

    This thread moves so quickly:).

    SFDs: 2/20
    Food budget: £0/£140
    Brand downshift: 0/5
    Foodbank: £0/£3
    Exercise sessions: 0/15
    Outings: 0/£50
    LTW: 1/16 (on leave part of Jan:))

    I have 1 planned outing tonight and that should hopefully be it for the month.
  • Morning one and all!
    Kat - could you just clarify no spend days for me. Don't want to be naughty and end up on the naughty step!!!! I have purses with cash in for each of the different budgets - food, petrol and kids craft club. If I spend out these purses does it still count as a spend day even though I have already budgeted for them and put the cash aside in my special purses?
    Hubby just asked for 20p to put air in his tyres!!! Cheek of it when I am planning a nsd! Told him to look down the side of the sofa first before asking me. If he found enough down side of sofa he was not to tell me and just use it for his tyres, because then no money has come out my special purses and I can keep my nsd. Phew - he didn't come back to me!!!
    Beckyboo
    Xxx
    Pay off all your debts by Xmas 2014 #45
    £1197.48/£12,047 - 9.9%
    The Janus Illusion #22
    SFD - 5/20
  • J And I love the idea of your 'air of work-out trousers'. Do they make you lighter!!

    Ha ha! Jolly typos making me look silly...... again.....They have no air in them! :)
    “Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".
  • MrsGSR
    MrsGSR Posts: 1,041 Forumite
    Debt-free and Proud!
    I use this light bulb in my room to help with SAD


    http://www.amazon.co.uk/gp/product/B002XWVNI6/ref=oh_details_o04_s00_i00?ie=UTF8&psc=1

    It makes it very bright! and does lift me


    xx

    Thanks, I will seriously consider one of theses :)
    Squirrelling away in September No 33
    It's not about the money, it's about financial freedom, being in control of it and living in the natural world and not a material world
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I have purses with cash in for each of the different budgets - food, petrol and kids craft club. If I spend out these purses does it still count as a spend day even though I have already budgeted for them and put the cash aside in my special purses?

    I would be curious about this too - I've counted that I've had spend days for each of the days so far, but if we're not including budgeted spends like food then I've only had one!
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