NSK; "The Janus Illusion".

TiptoesDB

Yuk, what a horrible day out there - rainy and windy and nasty. Good job it’s another sofa day for me, hoping to feel a little more human by tomorrow when it’s back to work again. I am already bagging today as a NSD as we won’t be going anywhere. I was gutted to see what yesterday’s food shop did to my food budget (we went £14 over) but that is all the food we’ll need till February now, so should be the final amount. I might make 19 or even 20 SFD’s by the end of the month, so not too shabby. Already wondering what Feb’s challenge will bring and counting down the 5 days till we can pay off the next whack on the cc. Bring it on!

Hope you had a good day out in York Dolly84 – that’s our nearest city (not that I think of it as a city – it’s so tiny), and I love a January picnic too! We are having a car picnic on Friday on the way down to my nephew’s christening.

Ok, just one more episode of The Bridge on Netflicks then I will get off the sofa and do a little dusting and cleaning, I promise!

1. SFD 16/20
2. Food budget £194.86/£180
3. Brand downshift 6/5
4. Lunch to work 15/19
5. Arranged outings 1/2
6. Exercise 10/25
7. Beauty spends 0/£10

mooomin

TiptoesDB wrote: »

Ok, just one more episode of The Bridge on Netflicks then I will get off the sofa and do a little dusting and cleaning, I promise!

:rotfl::rotfl::rotfl:

I just signed up to a free trial and started watching that this morning

Bex296

Morning all! I'm aiming to post daily this week to keep me on track, and to have Tues, Weds and Thurs as NSDs (tomorrow is a shop day as I've been working away this weekend and OH only got veggies from the market yesterday).

Small spend today on a cookery mag, as there is a special pull out wit gluten free recipes and I'm having a gluten-intolerant friend over for dinner soon! I probably should have used the internet, but as it's so grim outside I fancied a magazine and some 'food !!!!!!' to flick through.

thriftylass- Yay for cake design! A friend is making my cake too, and we've spent a lot of time emailing ideas back and forth while ostensibly working... Soon there will be cake tasting too!

Bex296

Ooh, I almost forgot.... OH has decided of his own volition that once our contract is up, we're quitting Sky and getting Now TV! I'd not even bothered trying to persuade him as I thought he'd be dead against it, but it seems I've been whining about money so much recently that it's rubbed off. So we'll only end up paying £10/month for TV, and not sure for broadband. But as we're currently spending £55 for TV/broadband it'll be a saving either way.

I also tactically put my car insurance on my credit card (after a good haggle) as the APR is quite a bit lower than on the monthly payments via the insurance company, so the extra per month I'd allowed for car insurance will now go there. By this time next year, my 'stuff to one side' fund WILL have enough in it to pay it all upfront.

thriftylass

Getting cabin fever as the weather is horrendous. Hopefully it clears up at some point.

Still waiting for OH to get back from his dad's to get the car for my aldi trip. Might have a nap with DS first.

We got the netflix trial too. Love the Bridge, It's like a book you can't put down. We caught up now though and also started watching another Danish series called the Killing.

splodgethefirst

Good afternoon,

had a lovely weekend with the man (who'd come down to see me) but that does mean it was costly and i didn't have any NSDs ... got paid on Friday. fed the beast £250+186+67 so done a fair payment.

apple_muncher

Dolly84, you may be overrating the ice castle! So far it's a box from amaz0n with blue paint sort of covering it all! I have a strong feeling that the magnificence of the Frozen one will all be in dd's imagination....

splodge - WOW! To your payments to the beast :j well done!

Bex - good news on dh's decision re the tv package. Go him!


Today's planned spend aint gonna happen. Shame, eh? Dd has decreed it, so thus shall it be! We'll have to eek out the current drips of Ca1po1 (as that's all I was going to get) and maybe supplement/ substitute it with ibuprofen ... She's lively enough, but very pale.

It has been decreed that scooting round the block is a must. The plan is that dd scoots and I run! But only after Barbie Thumbelina has been watched.

So while it's on, I'm off to cook leek + tato soup (purple cabbage is sadly all finished up), and a shep pie of sorts.

PheoniX

Hi everyone :wave:

Hope you are all keeping warm on this wet and windy morning?

Just a quick update that today will be a spend free day.. Yesterday was a spend day but also my planned outing when I met up with friends in the afternoon and we ate in a restaurant that evening. Although we had a really great day I was rather miffed when it came to 'paying the bill time' at the restaurant when it was split 8 ways and I overpaid by £10! :mad: I intend to starve myself for 3 days the next time we eat out and then eat and drink everything on the menu to have my moneys worth

I have been busy this morning sorting out budgets after checking how much pay I will be getting tomorrow.. I am partly excited and partly concerned because the amount seems higher than I had predicted despite calculating overtime allowances so I hope they wont be asking for any of it back!!

So tomorrow will be my debt free day. This is the first time I have ever been able to organise and allocate money into 4 accounts:
*Monthly Budget (food/fuel/misc/fun)
*Essentials (car/xmas/birthdays/health/hair)
*Emergency fund
*Savings
and have about £80 to spare!

I can't put into words how tough a journey it has been, working hard, lifestyle changes, living day to day, cutting back, scrutinising each penny... The memories of painful sacrifices do fade and it is so worth it in the end :A

Keep soldiering on everyone with little steps and chipping away with your repayments, you will get there! :T

Fmess

You know when you have to laugh, otherwise you'd cry...

After paying off more of my ccard with my emergency fund last night, I drove to the gym this morning and discovered I had two flat tyres, thanks to two screws being in them! Unfortunately neither tyre could be repaired so I had to have them both replaced. To make me laugh more, they are the two tyres that I bought brand new, only 4 weeks ago and I now can't afford such decent tyres so had to buy a worse quality pair today :rotfl:

splodgethefirst

Fmess wrote: »

You know when you have to laugh, otherwise you'd cry...

After paying off more of my ccard with my emergency fund last night, I drove to the gym this morning and discovered I had two flat tyres, thanks to two screws being in them! Unfortunately neither tyre could be repaired so I had to have them both replaced. To make me laugh more, they are the two tyres that I bought brand new, only 4 weeks ago and I now can't afford such decent tyres so had to buy a worse quality pair today :rotfl:

OH FMess am so sorry did you put the tyres on the CC?