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our income... entitled to anything?

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Comments

  • nannytone_2
    nannytone_2 Posts: 13,004 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    bloolagoon wrote: »
    Why have you assumed that your children aren't on a good income? They are. Neither are on a low wage all are hard workers.

    Why have you read the negative when you could easily have read the positive and said

    I raised my children to get good grades and work hard. They do work hard, they raise their children without need for benefits, work full time and raise well adjusted and intelligent children despite working full time.

    You may be exactly the type of person they were praising but you only saw the negative.
    i only mentioned my daughter and son in laws income.
    and yes it is fairly good.
    but not for 2 adults both working full time.
    miss moneypenny stated that 'hardworking' families have good incomes, byt my daughter cant afford to stay home with her baby... as many other hardworking prople cant.
    i was merely pointing out that not every 'hardworking' person receives a good wage for their efforts.
    if you think working 70+ jours a week for a pre tax wage of 40k is a 'good' wage, then you obviously live somewhere other than Britain
    it is better than a lot, but still not 'good' for 2 people that have good A levels and worked hard ( as missmoneypenny stated was the way to ear lots!)
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 28 December 2013 at 9:49PM
    nannytone wrote: »
    my daughter and her husband are both hardworking. and both work full time
    they have 2 kiddies and earn a combined salary of about 40k
    does that mean they are less hardworking than a person that earns 40k on their own and their partner stays at ho,e with the kids?
    of course it doesnt.
    income is a poor indicator of whether people are hardworking or not

    Your daughter and her husband are working hard as they are keeping their own children.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • nannytone wrote: »
    i only mentioned my daughter and son in laws income.
    and yes it is fairly good.
    but not for 2 adults both working full time.
    miss moneypenny stated that 'hardworking' families have good incomes, byt my daughter cant afford to stay home with her baby... as many other hardworking prople cant.
    i was merely pointing out that not every 'hardworking' person receives a good wage for their efforts.
    if you think working 70+ jours a week for a pre tax wage of 40k is a 'good' wage, then you obviously live somewhere other than Britain
    it is better than a lot, but still not 'good' for 2 people that have good A levels and worked hard ( as missmoneypenny stated was the way to ear lots!)

    40k is above the level of needing tax credit help for 2 children
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • nannytone_2
    nannytone_2 Posts: 13,004 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    40k is above the level of needing tax credit help for 2 children
    tes it is.
    but say they earnt 9k less for the same hours?
    they would be entitled to help.
    would that make them any less hardworking?
  • bloolagoon wrote: »
    I cannot justify 24 hour a week work with teenage children which is what tax credits currently permit. They should both be looking for work or working FT each to be called "hard working"

    Which is what will happen when Tax Credits are one of the income based benefits replaced by Universal Credit. To escape the Universal Credit conditions, parents' of teenagers will have to work FT: or rather, be earning the equivilant of 70 hours per week at national minimum wage, between them.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 28 December 2013 at 10:08PM
    nannytone wrote: »
    you really say the most silly things.
    both of my children gained 10 GCSE's at C and above, they both also gained 4 A levels at C and above.
    they are cpmpeting with the graduates that cant fond wprk.
    so dont say that it is because they didnt work hard that they donty have the jobs that pay the high flying wages.

    You can't expect employers to tailor their jobs to fit people who are looking for work. It's the other way around.

    Graduates with a good degree from a good university, are not unemployed.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 28 December 2013 at 10:18PM
    nannytone wrote: »
    byt my daughter cant afford to stay home with her baby... as many other hardworking prople cant.

    Many parents work around their partners hours. Or one parent runs a business from home (one that actually earns money); everyone is good at something. That way they both get to spend time with their children and cut out chilldcare costs.

    There is always a way around things if you really want something, although some people will always look for the negatives.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • nannytone_2
    nannytone_2 Posts: 13,004 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    and good untiversities have a certain number of places.
    usually open to public school kids before anyone else gets a look in.
    the real world dictates that you need far more worker bees than queen bees.
    not everyone can be a queen bee, but it doesnt mean they work less hard.
    in fact, the people in the top positions make money from the sweat of the workers.
    so its mostly quite the opposiye.
    the lower paid memberts of society do the majority of the work.

    and not everyone is academic. does that mean they are wqorth less?
  • ljs87 wrote: »
    Thats rubbish aswell! Yes stick in at school... Go to uni... Maybe get a good job out of it.. However i have friends that did all that that cant get into the career they wanted to.

    My husband for instance left school with 2 gcses, never went to university, get degrees.. He was brought up with a 'do your best' attitude... Yet hes very successful for his age and on more money than some teachers.

    So no you dont have to stick in and get your qualifications, to be well paid, and hard working...common sense and life experience goes a long way.

    Our combined salary is 46k when im not on mat leave... we have 6 gcses between us, 25 and 26 year old.

    Yes he has done well with only 2 GCSEs, but a good degree would open more doors for him. You're the same ages as my children and both started on a lot higher wage after uni, than your husband is on now after 8 years of working. They wouldn't have even had got an interview for those jobs if they weren't educated to degree level. Now of course, they are earning much more than that starting wage.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    nannytone wrote: »
    i only mentioned my daughter and son in laws income.
    and yes it is fairly good.
    but not for 2 adults both working full time.
    miss moneypenny stated that 'hardworking' families have good incomes, byt my daughter cant afford to stay home with her baby... as many other hardworking prople cant.
    i was merely pointing out that not every 'hardworking' person receives a good wage for their efforts.
    if you think working 70+ jours a week for a pre tax wage of 40k is a 'good' wage, then you obviously live somewhere other than Britain
    it is better than a lot, but still not 'good' for 2 people that have good A levels and worked hard ( as missmoneypenny stated was the way to ear lots!)

    It is for those without a degree in today's economy. Also you are only a few years older than me with grand children my children's age, so I'm assuming your children had children young.

    All considered its a good wage. A junior doctor only earns £22.5 PA.
    Tomorrow is the most important thing in life
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