Goals for 2014

sugartree

Sorry for your loss NYD. Chin up

I've not updated for a few weeks, had a few things going on so mind not been with it.

Anyway:

1, Make an overpayment of £1.5k on the mortgage. Nothing yet.

2, Decorate & tile my bathroom, bedroom and DS's Bedroom......(and potty train and get him into a big boys bed!) Still prepping son's room and getting closer to finishing.

3, replace guttering - Have someone coming to quote us on Friday and also the guttering. Unfortunatly we may be getting a loan to cover the costs and buy a secondhand car as partners is knackered!

4, Declutter (ongoing with 2 kids!) Does it ever end? Had another trip to the tip and have some more stuff to put on free to collector sites

On a personal level;

5, Get a better camera (saving up swagbucks, surveys etc for this) and get more involved with photography - Still doing survey's, swags etc - But spending the points as they come in!

6, Finally have a family holiday even if it's just 4 days on a Sun Deal. PAID with CASH!!!! Go me!

7, continue walking through and visiting the local country side. Been on quite a few walks.....I just love it!

8, Volunteer, even if it's not regular...... Done one evening at Rainbows. Nothing new

Hope everyone has a good Easter!

FlacosFloozie

Glad you're doing okay NYD. Thinking of you and Mr NYD x

Anyway, update time
1) Pay off all my debt Currently owe 4.6k made some small exta payments this week
2) Save £8000 towards a house deposit 1.3k saved
3) Exercise twice a week abysmal lately due to illness and dust but went for a longer run this am
4) Tone up my tummy (don't need to lose weight as such but everything's a bit less firm than it used to be and I'd like to change this) have been doing a few exercises and managed the plank for 15 seconds this morning- big acheivement for me :rotfl:
5) Pass the next module on my course have picked subjects for next assignment just need to sit down and bloody well write :mad:
6) Make more of an effort to socialise have had a really antisocial weekend on my own and loved it oops
7) Have a holiday nothing further

in_need_of_direction

1. Get sugar control (I'm diabetic)
Need to get myself into gear with this one. i know i'm slipping into bad habits
2. Work out what I need in a savings pot and go for it
Cash holding upped by £10. Current savings at £4.5k. Not likely to increase for a bit as rates bill to be paid at month end.
3. Make mortgage overpayments equivalent to 3x monthly payment
whoop whoop. hit this target for q1. also, added to it and covered the cost of the interest charge. Made Tt totalling £15.
4. Lose weight. Weighed in at 14.5 stone on 01 jan. Back to this weight

5. Declutter
four more items identified - two for charity shop and two for dump. These actually made it to their respective new homes. Yay
6. Take garden in hand
Planted out three things, started my salad pot. Gathered up some debris. Small steps but they help
7. Start 'flylady' daily routines
Not brilliant but no major slippage. i need more of a push on decluttering to really make these work
8. Get rid of ugly clothes bought because they fit and not cos they were nice.

9. Appreciate my home and make it nicer
two speakers declared surplus to requirements in living room. hopefully will get something on gumtree, still in situ
10.be more disciplined in my job
It's coming together
11. Be more consistent in dealing with others
As 10
12. Be less wasteful
set some garden cuttings aside for fire pit
13. Donate
visit to charity shop made. Another item subsequently identified
14. Volunteer
really not sure where this is sitting
15. Cook more
made monster pot of stew last week. Baked 3 cheese n chive loaves today

in_need_of_direction

Hey peeps, while I haven't exactly been setting the world on fire with my progress, I do think having this thread acting as the voice of my conscience has stopped things from worsening. Today's scary thought is that we are two weeks away from having killed off the first third of the year. What if we made a concerted effort and all do an update showing starting position and end of April position? Anyone else game?

[Deleted User]

1. Save £5000 (want to buy a house so this will be a start)
2. Weigh 10st 7lbs (long long longgggggggg road)
3. Get into exercise (I am a lazy sod)
4. Keep to my shopping budget (Not good at this at all)
5. Get a job (This should probably have been number 1! Oops)
6. Pass my driving test (Theory passes 13th December 2013)

I'm backkkkkkkkkkkkkkkkkkkkk - been a busy bee with starting my new job & all that jazz.

Started at the beginning March & thats me been unleashed to the public now god help them haha!

Got myself a new wee car, its red, its a polo & it is FABULOUS!

I called her Primrose because it should just be law that you have to name your little broom broom.

Not sure the OH is too happy with the choice of car he wants a Porsche however I want to live & dont fancy pretzelling myself around a tree in a bloody sports car!

Maybe in a few years when my driving is upto expert level we can get ne of those.

Sooooooooo yeah I am still fat , in debt to the tune of about £2700.00 & still have no savings for this darn house.

Its good to be backkkkkkkkkkkkkkkkk

Dxxx

in_need_of_direction

Good to see you again. Why though did you call a red car primrose?

[Deleted User]

I just loved the name.

I know it should be yellow buttttttttttttttttttt that doesnt matter to me LOL

Dxxx

in_need_of_direction

Quick update. Up two of the wrong pounds (weight) got cash holding up to £100, got a few items on ebay and one being washed to go to charity shop. A few hours done in the garden and got my mortgage payment date moved forward by three weeks which should minimise the interest payments. Yay.

Next weekend I'm away but the following Wednesday am gonna do revisit of goals and see how things stand.

[Deleted User]

Oh god I just ate a FAMILY size bar of mint aero :wall:

Also spent a small fortune this weekend so will need to update my goals to include my debt once I tally it all up.

Plussssssss me & DH have decided that we want to do a cruise around Asia which will cost a small fortune, This means that we wont be going on said cruise until at least 2017.

It will be well worth the wait though.

Dxxx

bambos

Can I join in please :j

Our plans are as follows:

1. Clear all our debt by July ( we are doing really well with this so far )
2. Start my masters in October
3. Replenish the savings we had for the children which we sadly had to use
4. Be calmer & let the small suff go
5. Shout less
6. Start my own savings account ( finally after having no savings for 10 years )

Phew not much then......:(