Pay ALL your debt off by Xmas 2014!

minicooper272

grassgirl wrote: »

Hello, have you started a pay off all debt by xmas 2015 yet? I'd like to be added please started my own because I couldnt see one thanks x

Hi grassgirl, pablosammy is right - the 2015 thread will start around boxing day, when this challenge ends. You are welcome to join now, and see what you can pay off by christmas!

Hi everyone :wave: just back from holiday this morning, have read back through your posts, but I'm on the tablet now so I'll give a proper catch up later! We've been stateside in Las Vegas this week - really good trip, but shockingly expensive over there! I was quite a good little money saver though, did lots of free things, used a coupon book to get money off where I could, and actually ended up a bit too busy to gamble much. Our flight left on Thanksgiving, and a lot of the airport shops had early black Friday deals on - I picked up a £24 bottle of moisturiser for £7, 2l of Bacardi for £15 and got some good clothes deals too.

I'll be using any leftover spending money to reach target. I also bought a lot of my Xmas presents over there, so I'll work out how much it cost in UK money and take that money from my Xmas present budget too.

Wanna_Bee_Free

I'm glad to hear you had a fab holiday minicooper! Mat, well done for not buying those essential gadgets today and on your 90%. Good luck with the final push this month.
Ruby your post struck a real chord with me today - you are so right about not adding to it.
Pablo Sammy sounds like you're going great guns at the moment- well done!

I am pleased to say that another £1,000 has come off my debt so I'm now technically debt free. The only thing I need to do now is keep a tight rein on my Crimbo spending otherwise I'll be back on Boxing Day with all you lovely motivated folks to pay off my credit card spending this month.

I want to say thank you to everyone who's posted on here and a huge thank you to Mini and her elf assistants! When redundancy was looming and then I had to wait ages to get paid this thread helped to keep me on track with not spending my redundancy money. I still kind of feel like I cheated by getting a lump sum but am so pleased to be there today I don't care how it happened! I plan to keep reading on here to see how you're all doing in December anyway and to keep my impulses under control!

abba1772

Wanna_Bee_Free wrote: »

I'm glad to hear you had a fab holiday minicooper! Mat, well done for not buying those essential gadgets today and on your 90%. Good luck with the final push this month.
Ruby your post struck a real chord with me today - you are so right about not adding to it.
Pablo Sammy sounds like you're going great guns at the moment- well done!

I am pleased to say that another £1,000 has come off my debt so I'm now technically debt free. The only thing I need to do now is keep a tight rein on my Crimbo spending otherwise I'll be back on Boxing Day with all you lovely motivated folks to pay off my credit card spending this month.

I want to say thank you to everyone who's posted on here and a huge thank you to Mini and her elf assistants! When redundancy was looming and then I had to wait ages to get paid this thread helped to keep me on track with not spending my redundancy money. I still kind of feel like I cheated by getting a lump sum but am so pleased to be there today I don't care how it happened! I plan to keep reading on here to see how you're all doing in December anyway and to keep my impulses under control!

Well done on getting debt free :j:j:j:j

abba1772

Paid £50 towards halifax credit card and £60 towards my 0% card brings my total to £3603.23 / £3000

IrishRose12

#148 checking in. Payday today and it's near enough gone already

I'm now at £1450. Hopefully be halfway paid before Christmas

Wanna_Bee_Free

abba1772 wrote: »

Well done on getting debt free :j:j:j:j

Thanks Abba, not sure it's sunk in yet! I've had debts since the 80's I reckon. It probably likes Abba and Babycham. Not a bad idea for a party actually...

nannygladys

Congrats Wanna Bee Free, it must be a great feeling!!!

OK no. 203 here, haven't posted in ages but ..... no excuses really. I haven't done too bad really considering the year I have had and what is left is all 0% which is good. I have a total of £2330 left to pay, but I have £600 put aside to pay off it so when that's put to it there's £1730 left to pay, and I'm hoping to get it paid off by Xmas 2015 so I will joining again.

Nannyg

muppets

Not posted for a few months life has been getting in the way a bit, but still been reading every day and keeping up with payments

#34 Pd £20,508.48 / £21,000 - 97.65%

Mat_Lock

Well done Wanna Bee Free. Don't get that card out again over Xmas. Be strong.

amr547

Managed to avoid thr Black Friday sales! I am doing my Christmas shopping tomorrow though so could well blow the bank lol... Looking forward to decorating with Xmas decorations