Pay ALL your debt off by Xmas 2014!

abba1772

:mad: Stupid blooming tax credits more hassle than their worth got a lovely letter demanding £651.12 NOW!!!! Or else it goes to dca so panicked and phoned them pronto paid £51.12 today and set up a dd for £60 a month starting from next month :mad: not amused

But the positive I guess is I've passed the target I set out to do :j:T:j:T

My total is £3020.26 / £3000

Woo hoo still not debt free but there's no way I would have paid so much off whilst organising a wedding if it hadn't been for this thread xx will see how much I can pay til the end of the year xx

Pablosammy

Ouch. Just had the repair bill back from a fault accident claim. £19,500. I imagine that's going to hurt my premium a bit

IrishRose12

Hi everyone. Haven't been in here for a while. I'm not doing too well on the debt at all this past month or so I am starting to panic slightly a bit now TBH with you.

this past 2 weeks I've been able to pay off £50

So I'm now standing at:

#148 £1250/£3000

I'm really disappointed with myself. Just things have came up and needed paying there and then, and now with Christmas just around the corner I'm spending that bit extra. I'm hoping come December though I'll have Christmas done and dusted, so won't have any more spending apart from Food shopping. And everything I've been picking up has been on sale or I've had vouchers which has helped.

Right now my target is to pay HALF of my debt by the end of the year.
Payday is next week and I have a strict budget for myself and determined to stick by it.

starnac

Pablosammy wrote: »

Ouch. Just had the repair bill back from a fault accident claim. £19,500. I imagine that's going to hurt my premium a bit

Ouch! Guess that's a reminder why we pay our premiums :eek:

minicooper272

Pablosammy wrote: »

Awww, how come? Are the cells locked? I blame Gemma... :rotfl:

No, I just meant it was well set up, no need for me to change anything!

minicooper272

Pablosammy wrote: »

Ouch. Just had the repair bill back from a fault accident claim. £19,500. I imagine that's going to hurt my premium a bit

Ouch! Hope everyone was OK though. Accidents happen unfortunately, but don't forget to compare next time you come to renew! I had a fault accident a few years ago, my insurance company put my policy up from £680 to £1300, when I shopped around, I got that down to £810.

Massive congratulations to abba1772! Your debt free roll of honour will follow shortly :T:T:T Sorry to hear about the tax credits...

A lot of pay days on here, and a lot of people getting excitingly close! My OH was paid today, but I have to wait until Monday. Monday pay days suck

minicooper272

Debt Free Roll of Honour 2014!

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

:j #094 abba1772 Paid £3,020.26 :j

:j:j:j:j 24th October 2014 :j:j:j:j


:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

Pablosammy

minicooper272 wrote: »

Ouch! Hope everyone was OK though. Accidents happen unfortunately, but don't forget to compare next time you come to renew! I had a fault accident a few years ago, my insurance company put my policy up from £680 to £1300, when I shopped around, I got that down to £810.

I just ran it through on Confused, and it's up from £380 to £640. Not quite as bad as I was expecting, phew! If I change to a sensible car like a Fiesta, it'll be down as far as £300. I'm feeling a rare sense of relief :cool:

abba1772

minicooper272 wrote: »

Debt Free Roll of Honour 2014!

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

:j #094 abba1772 Paid £3,020.26 :j

:j:j:j:j 24th October 2014 :j:j:j:j


:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

Even tho I've just hit my target I'm not debt free yet xx

amr547

minicooper272 wrote: »

A lot of pay days on here, and a lot of people getting excitingly close! My OH was paid today, but I have to wait until Monday. Monday pay days suck

My bank is showing that I've been paid already (payday is mondAy) so yay I don't feel ultra saint anymore!