Pay ALL your debt off by Xmas 2014!

parsniphead

Just join in anyway stressedsteph. It will give you a head start on next year.

A quick update for me. Another £52 pounds paid off today so my up to date figure is....

#49 2214.32/4032 = 54.91%

rubywhatashmoo

#008: £4429.77/£14,413.27 30.73%

We go on holiday this Saturday for two weeks so shouldn't be spending much for the rest of the month which is just as well seeing my bank balance!! :rotfl:

amr547

Oh dear me I'm giving up with this month! Far too many things going wrong.

SpagBol

Hi all...

We've had a couple of DDs come out recently so we have a new total:

#001 £721 / £49,000 1.47%

:j

minicooper272

StressedSteph wrote: »

Hi all


I'm not a member of this thread and feel its too late to join in now as we are in October.


I will be watching carefully for the DEBT FREE IN 2015 thread to pop up as fingers crossed we should finally be debt free in 2015.


Well done everyone you are all doing great. I am hoping to have gotten the debt down to about 9k by December.


Will be tough to kill off 9k in 1 year but I am determined that the debt will be gone next year.


xxx

Steph - you're absolutely welcome to join this year! I will take new members right up until Christmas eve if it means people start tackling their debts sooner! If you want to join, just let me know how much you want to pay off by Christmas, and I'll give you a number.

amr547 wrote: »

Oh dear me I'm giving up with this month! Far too many things going wrong.

Oh dear, this doesn't sound good! Hope everything is ok.

I have managed to start paying off some of my moving costs now, so I'm currently sitting on:

£1550/3500 = 44.29%

My OH was so impressed by my budgeting this month, he got me to help him sort his out too. I got him to set up a standing order to his savings account, and also persuaded him to set aside an extra £100 per month for car expenses.

amr547

Well done mc!

Everything is ok but Oh has been poorly so there were prescription costs, dental costs and then obviously car costs.... I need to budget in new tyres at some point. It's been a tight few months so I have no spares but hopefully if I stay in the green this month (just can't buy anything apart from gas, electric, petrol and food for two weeks) then I should have some extra money to stash next month!

abba1772

Paid my argos card £100 and cleared hubby's credit card £18.56 (it's a credit repair ones so he's putting the fuel on it every month then we are clearing it)

Brings my total to £2724.18 / £3000

Getting there xx

Wanna_Bee_Free

Good luck to all on here and hope it is going well. I'm sulking at the moment as the payment still hasn't come through. Should sort out in the next few days but it's been ages in the coming.

Sleep well everyone, must catch up with all the exciting news on here but I'm off to bed now

minichick31

Hi all, it's been a while as I'm currently away in Afghanistan as I'm in the RAF.

As a bonus I'm spending no money, just working all the time!

#098 £2002.32/6540 31%

See ya'll soon!

markymark355

would love to know how this is done.
wot have peeps done, to do this.
i owe about £5500.i have cut back so much,stopped over paying on my mortgage,dumped some polices that i did not need,stopped the milk, beening devlived to my door. it was £0.71 a pt.i can get four for a quid.
i have done a budget.
i should have £400/£600 left over each month!!!!!
i am single and live alone,well just me and the cats.

overdraft. £1,900 old account
secone overdraft £1,500 main account
loan £1, 700

i have no credit cards

each month i get £250 from the atm,which i use for food, fuel,cat food. and so now.
just looking for some adviced really.

thanks