📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2014!

1199200202204205365

Comments

  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm fully budgeted for May already (have been for 2 weeks!) and updating my spending diary & spreadsheet as I go along. The only unexpected spend so far (I get paid on 25th of the month, so I budget from that date), is to the local chemist for some hayfever spray (£5.40) as I'm really suffering overnight, more than ever.

    I'm glad I'm not the only one suffering more than usual this year. The pollen is really bad where I am too, I can feel your pain! I'm a mild sufferer normally, but keep waking up in the night with a bad nose.

    Pay day finally arrived! Will send money out at the weekend. Too tired to focus on it at the moment.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    my hayfever is dreadful at the moment too. it affects my ears so i can't hear very well lately.

    i need pay day to uhrry up !!! ha ha ha ha. i can't wait for june's payday - OU fees will be paid and therefore i will have £100 more! hooray :) every little helps... it's going in the holiday spends pot though. clearly have my priorities in order, i know.......
  • My hay fever is also a nightmare, every time I walk outside I get the drippy nose and swollen eyes thing.

    I'm excited to se the end of month totals!!
  • #31 reporting in, gleefully for the last time as we've paid off the last of our debt.

    a £347 payment to the CC means our challenge total is

    £3,072/£3,072 = 100%
    :j:j:j

    We are so chuffed that our debt is finally gone - only the mortgage remains. My maternity pay starts tomorrow and then I'll be back part time so we've a whole new challenge living on less income. Thanks goodness that debt is gone.

    Thanks for this thread - to the administrators and especially minicooper. It's been crucial having this challenge to keep us on the straight and narrow.

    keep going peeps, and very best of luck

    MIB x
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • freespirit66
    freespirit66 Posts: 3,226 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    #31 reporting in, gleefully for the last time as we've paid off the last of our debt.

    a £347 payment to the CC means our challenge total is

    £3,072/£3,072 = 100%
    :j:j:j

    We are so chuffed that our debt is finally gone - only the mortgage remains. My maternity pay starts tomorrow and then I'll be back part time so we've a whole new challenge living on less income. Thanks goodness that debt is gone.

    Thanks for this thread - to the administrators and especially minicooper. It's been crucial having this challenge to keep us on the straight and narrow.

    keep going peeps, and very best of luck

    MIB x

    Congratulations MIB that is fab news, well done :T
    #103 1p Saving Challenge Back to Front 293.94/665.95Currently Reading: Christmas at Cedarwood Lodge - Rebecca Raisin Debt Free thanks to MSE
  • mossy
    mossy Posts: 1,263 Forumite
    Part of the Furniture Combo Breaker
    Congratulations Maybe :)

    Feeling sad because I don't have any spare cash to overpay the cc. Just raised a few invoices but we've got to take the car in to the garage next week for them to tell us how much work needs doing etc. Sounds like its going to be between £500 - £1000. :( Hopefully it won't be too costly, if it is DH will want to get a new car instead....and that's a whole new problem!
    Saving for Disney again, oops why book one Disney holiday when you can book two!
    :starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod:
    :xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Sorry I have not updated for a few months life has been busy, but still been paying my debts :j

    Muppets #34 Pd £4341.12/ £13,500 - 32.15%
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Hi all

    Update for end of April

    #180. £1543/12217 = 12.55 % :j
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #31 reporting in, gleefully for the last time as we've paid off the last of our debt.

    a £347 payment to the CC means our challenge total is

    £3,072/£3,072 = 100%
    :j:j:j

    We are so chuffed that our debt is finally gone - only the mortgage remains. My maternity pay starts tomorrow and then I'll be back part time so we've a whole new challenge living on less income. Thanks goodness that debt is gone.

    Thanks for this thread - to the administrators and especially minicooper. It's been crucial having this challenge to keep us on the straight and narrow.

    keep going peeps, and very best of luck

    MIB x

    Congratulations :j:j:j
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Morning all!

    Just made a £100 payment to the credit card.

    181 - £1859.00 / £5718.00 32.51%

    That'll be all from me until next week I think, when I get paid from job #2. Have a great weekend all!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.