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Pay ALL your debt off by Xmas 2014!

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Comments

  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    very good, well done ! i'm paying £38 a month too, eeek. but i am loving my phone! its the first time ever that ive had a phone and not wanted to get rid of it :D
  • I might have found a way to make my debts cheaper, which would be excellent.

    Is there a calculator on the site that compares the cost of debt?
    DEBT FREE!

    Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
    Debt free by Xmas 2015: £1250/£1250 (100.00%)
  • Hi All

    Paid £200 off credit card. I am getting there slowly.

    #128 £1828 / £5000


    Tf x

    :oTotal Debt: L1 £4866, L2 £1050, CC £0 Original Debt £29 k :o
    £5 a day July challenge Member # £9.40 / £70
    (£5 a day challenge since Nov = £1472.34)
    Sealed Pot Challenge 7 Member # 2101
    Debt Free Wannabe Nov 2014 Member # 128 £5613 / £10 000
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    my next payment won't be until wednesday :( just need to keep an eye on the moolah as it could go very quickly this month ...
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Betsie
    32b3 off anywhere nice?


    I am going to Las Vegas. Never been before, so I am really looking forward to it. I didn't go away last year as I was clearing all my debts,
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Sandypan
    Sandypan Posts: 252 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 2 March 2014 at 9:53AM
    Made another overpayment towards mortgage - total paid £1,500 (overpayment of £1106) on 1st March so figures now are:-

    #78 £5,464.15/£15,000

    Well done to everybody on payments however big or small and even if it isn't happening for you at the moment. It's a long journey but as long as you are on the path, even if it's only the beginning that's most important and with all the MS friends along the way we will get there!
    DF by Christmas 2014 #78 £18,964.15/£15,000
    DF by Christmas 2015 #07 £16,500/£21,992.92
    DF by Christmas 2016 #42 £4570/£4,500
    CC and loan debt at it's worst April 07 - £54,489 plus
    27/01/14 Officially Debt Free - except mortgage which I'm working on!
    26/02/16 mortgage free
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Is there a calculator on the site that compares the cost of debt?

    The snow ball calculator sort of does this - there's a link in post 2 on the first page. If you enter debt amount, interest and monthly payments, it shows the projection of payments and interest. It doesn't give a total cost of debt though.
    32b3in2013 wrote: »
    I am going to Las Vegas. Never been before, so I am really looking forward to it. I didn't go away last year as I was clearing all my debts,

    Ooo lovely! When are you going? I'm currently saving to go too, but think it will be early next year before I have the cash together (although my OH will be putting his bonus towards it for us both, because I think he wants to go sooner!)

    Betsie you are not having much luck at all just now! Hope your dog has a quick recovery ahead.

    indebted warrior I love Giff Gaff, have been using them for a few years now. I'm not saving much on my old contract (£2.50/month), but I like the balance remaining notifications they send (so when you go over your 'contract' amount, you know about it - you don't risk a £100 phone bill :eek:)
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Just knocked off £80 off my insurance renewal price :D

    32b3 i want to go to las vegas! let us know how it is :D
  • 32b3in2013 wrote: »
    I am going to Las Vegas. Never been before, so I am really looking forward to it. I didn't go away last year as I was clearing all my debts,

    It is amazzzzzzing!

    You will love it there!

    TF x

    :oTotal Debt: L1 £4866, L2 £1050, CC £0 Original Debt £29 k :o
    £5 a day July challenge Member # £9.40 / £70
    (£5 a day challenge since Nov = £1472.34)
    Sealed Pot Challenge 7 Member # 2101
    Debt Free Wannabe Nov 2014 Member # 128 £5613 / £10 000
  • Well done everyone - February total was amazing.:beer:
    Decided to part with my wages this morning and pay my bills. I won't be able to keep going at this pace though as I'll have to save up for my annual bills shortly, but I think that will start around April. Total paid now stands at:


    #058: £4,622.51/ £12,600 (36.69%)


    Been to FrmFds this morning to fill the freezer and cupboards, so only need fresh items for the month now. I've decided that we won't be going on any holidays this year and just go for day trips so that I don't get into any more debt.


    Have a lovely Sunday everyone.:)
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
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