Pay ALL your debt off by Xmas 2014!

greenanne

another little payment off my cc.
#150 £251/7713.
thankyou.

amr547

MC, that amount is normal for a driver of that age. i was 20 when i passed and first year insurance was £1800, only third party f&t! i couldn't afford fully comp it was well over £3k!! definitely much better now.

hooray i've got money!!! well i can't spend it, but i have got it haha

Deere

Finally it is pay day :-)
Some payments made today.
#117 - 1270/10600

Mat_Lock

Payday on Wednesday, still have £20 left in my account too and £20 cash for petrol tonight. Should see me through to Wednesday then I can pay off another chunk.

Betsie2010

Pay day on Fri for me. Still have some in bank account so will withdraw that and pay more off cc. Quite excited!!

Pepperoni

Hi All

No extra gone to debt pot, but have done some things today which I've been meaning to do for years.... its all money that could potentially go into the debt pot once I know how much money my husband will bring home at the end of the month and how much we have left after bills etc are paid for.

1. Cleared out numerous clothes bags from the garage - sending the majority to 'cash for clothes' (£26.50!) and bagging decent bits to put on eBay gradually.
2. Put some more items on eBay - have got quite a lot listed on there at the moment!
3. Counted up money pots that have 1p and 2p - total £11.00!

Husband had to get some new trousers for work and paint to finish our bathroom - both bargains so very happy with him £12 for the trousers, £7 for the paint!

amr547

got home and there was no gas or electric! arrrrgh. how the heck have we used £50 of gas already, crazy. i've put £20 in the electric and £30 in gas, turned off the timer and will just use a hot water bottle cos its not really that cold outside now.

Shelski_2

Woohoo! Got accepted for a 0% interest card with limit to transfer 4 cards. This will save approx 20% interest.

loubie_lou

Hello allllllllllllllllll!

£300 payment for me, bringing me to:

#24 £1042/£3500

Ciao for now

RaspberryRuffle

Well I am very happy today! We had an appt at the bank to review our finances. We were paying about £250 p/m in minimum payments on credit cards and overdrafts. We got approved for a loan to consolidate it all. Monthly term £225 p/m and its flexible so we can over pay much and often as we like for no fee.

I feel like a huge weight has been lifted. Paying all the credit cards and overdrafts off was an amazing feeling and I'm so glad to know that when we pay the money each month it will be reducing the balances and not just paying to keep the balance the same.

We won't be deft free by Xmas but our new mortgage review is in 2 years and we will be then so I'm happy with that.

Will sleep well tonight