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Pay ALL your debt off by Xmas 2014!
Comments
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honestly, i'm 23, i'm not thinking about retirement yet. and lets face it by the time i get to retirement age...well there probably wont be a retirement age!0
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honestly, i'm 23, i'm not thinking about retirement yet. and lets face it by the time i get to retirement age...well there probably wont be a retirement age!
Yes but if you haven't saved anything for your retirement, you might not be able to retire :eek: I can't imagine still working at 68 so I'm putting money into my pension pot as much as I can. I see it as a free pay rise as my employer adds to the pot.
I really wish I'd started when I was younger
Pay day today for me so I need to jig my accounts and make some payments.
10lb to lose & keep off in 20204.5lb/10lb:rotfl:0 -
that's true, but every £10 could go on a debt repayment! my employer "only" pays in 1% of my salary so it wont be alot.0
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honestly, i'm 23, i'm not thinking about retirement yet. and lets face it by the time i get to retirement age...well there probably wont be a retirement age!
Id start ASAP. Im 28 and only just started in the work pension. but i wish i had done it sooner...
because they match it it is like a little extra for when you are older that hasnt cost you anything...LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
Current total 29/11/2015 £4226.43
CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.120 -
#022 £155.88/£4363.58
small payment again for me
LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
Current total 29/11/2015 £4226.43
CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.120 -
im just not convinced of the benefits.. plus, how do i know the pension scheme they're using is going to be here still in 40-odd years time??? ever the optimist lol 0
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Personally I think you're mental to turn down free money from your employer. Then again, I have the luxury of being in a scheme that costs me 5% of my salary, yet my employer contributes 13%.DEBT FREE!
Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
Debt free by Xmas 2015: £1250/£1250 (100.00%)0 -
Another £102.78 chucked onto the credit card tonight, taking my total debt below £4,000 and leaving me over £1,000 under my credit limit!DEBT FREE!
Debt free by Xmas 2014: £3555.67/£4805.67 (73.99%)
Debt free by Xmas 2015: £1250/£1250 (100.00%)0 -
honestly, i'm 23, i'm not thinking about retirement yet. and lets face it by the time i get to retirement age...well there probably wont be a retirement age!
You're never too young to start a pension fund. I started paying just 1% into mine at 22. It only cost me £10ish a month. I up it a little bit every time I get a pay rise, and will probably peak at 5-7%. Plus you don't have to use your works pension fund - pick your own and your employer will still have to pay into it!0 -
#104 845 / 7660 - 11% there!!!0
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