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Back to basics with pavlovs_dog: the £6k sprint

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  • Indeed ed, so close.....


    Well done on the OPs pavlovs. I'm really impressed by your progress. Its amazing how the little bits add up.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Enjoy half term PD, have a relaxing week.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 19 February 2015 at 8:41PM
    Half term has flown by. Have avoided all school work. Artwork up in kitchen and looks lovely. Decluttered some junk. Sold 1 of my gumtree listings and have queries on 2 others.

    Spendy day today. Lots of outdoor gear ready or new DofE season and a trip to A cold clime at Easter. Should have bought shares in merino wool and micro fleece!! Also treated myself to a le creuset teapot in teal which truly is a thing of beauty. Makes a lovely cuppa too :D have my eye on the mugs, but struggling to rationalise the cost (£28 for 3).

    Taking the mothership on an overnighter tomorrow to stay with her sister. Going to visit museum of brands and advertising and portobello rd. Then it is back to reality with a bump. Still, only 25 working days til Easter!
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    BTW, anyone watching anything good at the mo? OH and I have just discovered person of interest and we've been binge watching all week. Love it. Also hooked on Gotham and the Blacklist.
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Good wife, blue bloods, elementary, west wing :)
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    The film gone girl is amazing!!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sque wrote: »
    The film gone girl is amazing!!!

    Hi Sque and choccielover :wave: I wasn't overly fond of the book TBH. I saw the main twist quite early on (I did the same when I read Sharp Objects). I prefer books that keep me guessing. Currently reading Caitlin Moran's How to be a Woman which is very funny. Might go back and attack the Harry Potter series after that; it is going to be a manic term and I'll need something a bit lighter. Have only read the first 5, so it would be nice to go back to the start and see it through.

    Sold some more [STRIKE]junk[/STRIKE] treasure via Gumtree. Wish all gumtree-ers were so polite and punctual as I guy I met this morning. More funds in the rainy day kitty :j

    Had a fab time in London with the mothership. She was blown away by the volume of people on the tube :D It was a funny role reversal (stay close and don't wander off mother, or you'll get lost :rotfl: ) Really enjoyed the hustle and bustle of Portobello Road (sorry if you've now got the song stuck in your head :D) and I splurged on some more retro signs for the kitchen.

    Today I need to write a meal plan, do the shopping and then get myself organised for next week. Contemplating some [STRIKE]marking procrastination[/STRIKE] batch cooking, as I've exhausted my stock of HM soups and OH is working silly shifts next week. Need a week of easy meals.
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Game of Thrones. Homeland.
  • Has anyone watched catastrophe?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • pavlovs_dog
    pavlovs_dog Posts: 10,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Has anyone watched catastrophe?

    never heard of it, what's it about?

    still really enjoying Person of interest. On series 2 now. It is a welcome distraction from the marking mountain (if I can actually stay awake long enough to get through an episode). I am well entrenched in the joyous work-mark-sleep if you're lucky cycle :cool:

    March has been a spendy month with lots of birthdays, Mothers day etc. In the background I'm researching new mortgages and costing various options. Currently in a fix vs tracker dither. Either way, I'll have to sit on it until Easter hols when I can give it my full attention. It is quite exciting to feel like we're on the crux of our OPs making a more substantial dent in the capital balance.

    The budgets for the new financial year have been released in school and let's just say they aren't pretty. The head has asked for voluntary redundancies. Seeing exhausted colleagues forced to stay in work because they still have a mortgage makes being mortgage free by my 40s all the more appealing. This remortgage is important tactically for making the money we have already mentally committed to the mortgage each month work as hard as is possible. It offers us the chance to beef up our OPs without HAVING to commit extra cash to the mortgage beast each month.
    know thyself
    Nid wy'n gofyn bywyd moethus...
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