Back to basics with pavlovs_dog: the £6k sprint

edinburgher

Hah - you should see some of the US forums - people investing more in a month than we *earn* in a month as a couple!

pavlovs_dog

happy new year one and all

we hosted NYD lunch for the parentals. They've requested that we make it an annual tradition as a good time was had by all. I did roast beef with all the trimmings. There was so much left over that OH have had another roast each for tea tonight and I'm making bubble and squeak cakes for tomorrow There's also enough beef to make a curry.

One of my goals for 2015 is to cut right down on food wastage. To this end, tomorrow's tea will be a SC potato bake concoction, using up a load of YS Christmas eve spuds from aldi, the left over bacon from the pigs in blankets, and the left over cream. Meals for next week are all planned around food we already have in. The annual New Year's health kick will start full force on Monday, as routine is a big motivator for me.

Jobs for tonight
* [STRIKE]pay council tax online[/STRIKE]
* [STRIKE]ring HSBC to set up a regular saver for our monthly savings. This will earn 4%. We have no plans to touch it, but we could access the money if we found ourselves up the proverbial creek.[/STRIKE]
* [STRIKE]open tesco online saver (1.4% AER) to rehome our emergency fund from a peanut paying Post office account.[/STRIKE]

pavlovs_dog

I've joined MFW2015 with a target of £3k and have updated my sig. The bulk of this will come from built in OPs (we've kept our mortgage payment the same, even though the contractual payment has fallen each year thanks to our OPs. It is money we're used to not having, so we've never missed it).

Thought I'd try something new with the goals for 2015. I'm going to set 4 key ideas, and then have monthly challenges/jobs to help me make progress in each aspect.

So without further ado, my themes are:

1) Financial health
2) My health
3) Get the house ship shape
4) work/life balance

and January's goals

1) Financial health
* move money from PO account and close account
* contact L&C to investigate remortgage options
* email solicitor to get ballpark figure for remortgage conveyancing
* siphon off food and petrol money - surplus towards OP
* siphon off project money (see post #159)

2) My health
* 8 hours sleep a night
* ankle strengthen exercises for a month so I can't use them as an excuse for not doing more strenuous exercise from Feb onwards
* try Pop Pilates' beginners course

3) Get the house ship shape
* hang clock and prints in kitchen
* re-list items on gumtree to clear space in room of doom
* assemble side table
* get shade for lamp

4) work/life balance
* minimum 2 days out with OH
* read 2 books
* finish breaking Bad s2

CathT

Love your themese Pavlov's. January sounds constructive and fun

gallygirl

CathT wrote: »

Love your themese Pavlov's. January sounds constructive and fun

Seconded :T

pavlovs_dog

thanks girlies.

need to work miracles today. My back to work to do pile is about a foot tall :eek:

in_need_of_direction

You and me both. Mine starts with an overdue visit to the hairdressers to tackle the dreaded root issue.

pavlovs_dog

today's list of miracles

[STRIKE]*food shop[/STRIKE] Just shy of £12 perishables. we're shopping from stores this week.
[STRIKE]* make SC potato bake [/STRIKE]
*make 2 banana cinnamon loaves (1 for home, 1 for staff room tomorrow)
* plan 2 lessons
* complete 2 forms for my student teacher
* make packed lunch
* mark at least one question set on my yr11 mocks
* mark some CW
* take down Christmas tree (sob)

kansaskitty

LOVE that you have a room of doom lol! :rotfl:


Brilliant January goals, and small monthly steps to take. Good luck!

Alchemilla

Breaking bad, I love it so much!