2014 is turn around year

C.W

debtfree2014 wrote: »

Hiya, not a lot to update on, keeping my spends very low and have £6 to last me 4 days. So roll on Friday. I will be logging every penny in a catagory then ill total up each one in 4 weeks, so where is gone and draw up a realistic budget once I have amounts to work on BUT I have got a food budget for £180 for 2 adults and a dogie for 4 weeks and I will be more aware of frivolous spends and keep them down. I am going to give DH and myself pocket money. This is to stop me "dipping in" DH never dips in.

Sounds like fab progress though.

debtfree2014 wrote: »

We go on holidays Sept 1st, this is paid for. But need to pay for doggie in the kennal and spending money. Next holiday will be saved for.

Ooo where are you going?

debtfree2014 wrote: »

I have renames my bank accounts 4 of them as they all witht the same bank. I am also going into town on tomorrow to open a credit union bank account. This will be my emergency and savings money for the time being until I can trust myself to have it one of my main accounts. Its quite a journey into town, so cant access this money easily at all.

Good idea! I used to do that with my ISA until I found out you can access it instantly for a small charge... darn.

debtfree2014

Down to my last £3 ! just hanging on, Friday cant come quick enough.

All my plans and budget set

Thank You