2014 is turn around year

Eyebright

I'm the same and need to keep a tight rein on my spends from now on!

Looong way til my next payday though, I get paid on the 25th each month, though it will be the 24th this month due to it falling on a Saturday

Mrs_Cheshire

Just looking at the apps you suggested they seems to be a couple called expense manager, which one do you use! Also which gift one is it!

Midgie

It sounds like you are on the right track! Well done!:)

*Subscribing*

debtfree2014

Hiya Mrs Cheshire and midgie, thank you for reading and posting

Mrs Cheshire I use the one that is called expense manage, it has a blue background with a white cheque and pen on it. It is brilliant. hope you can find it.

Midgie,
I have a long way to go and lots of bad habits to get out of. I have been almost debt free, only to rack it up again. But this is the last time.

debtfree2014

5 days to payday and counting. Then I can sort a full 4 weeks budget. Paid 4 weekly. Managed to pick up an overtime day-shift for Feb pay so that and extra to add to pay. Also picking up 6 extra nights, due to holiday cover end of January/ beginning of February, so will have a good February pay :money:. That will be put straight to loans to pay off.

40p more in the 20p jar .

Bits n Bobs
NSD today...... done
List 2 things on Ebay........done
sort out some stuff for charity/recycle/bin ........done

Mrs_Cheshire

debtfree2014 wrote: »

Hiya Mrs Cheshire and midgie, thank you for reading and posting

Mrs Cheshire I use the one that is called expense manage, it has a blue background with a white cheque and pen on it. It is brilliant. hope you can find it.

Have found it thanks! What does the gift one look like?

debtfree2014

Mrs_Cheshire wrote: »

Have found it thanks! What does the gift one look like?

I'll check it and PM you so you get it straight away

debtfree2014

Well it arrived....Pay day :j:money:

Apart from updating my sig. All I am going to log in my posts are my Spends. I have put £200 to one side. This is to cover.

Food
Small household items
Cleaning stuff (must checkout old-style board)
Toiletries

I will add to list anything that else comes to mind.

Yeasterdays food shop £39 in Tesco. NS day today, thats good for a Saturday. I have been practicing my New Mantra. " do I NEED it or just WANT it" also joined the thread.

I am in the process of doing a cupboard fridge/freezer eventory, to load in to my phone app. So I know what I have at the press of a button, when planning meals.

£11 to last me till Thursday. Doable IT IS.

debtfree2014

2 NSD days in a row :j, hoping for 3 with tomorrow. Well on target with food shop this week. But then again, quite a bit of stuff in from £39 Tesco shop.

What ever is left over from food allowance , on a weekly basis, I have decided to pay off CC. If I carry it over to the next week. I will not teach me to manage on £50. I want to start every Friday with a new £50. Next month I am hoping I can drop it down to £45 and go from there.

Eyebright

Doing really well DF2014! I can't wait for payday to update my siggy and spreadsheets. You are amazing at managing your budgets, I'm struggling this month, though I knew I would as I was still paying for Christmas from my January paypacket. I won't be making that mistake again next year.

Thanks for the inspiration and motivation!:j