Aspirations of Frugality and Fun on the Road to Mortgage Freedom

Karmacat

What they all said, DDFW - take care of yourself xxx

PositiveBalance

Hi Dedicated,

Sorry I've been AWOL and I'm even sorrier to hear that you are feeling so poorly. I have a seriously sneaking suspicion that a lot of this is to do with stress. You need to take it down a level. I thought you would once you were Debt Free, but you seem just as busy as ever.

Take care of yourself, hon. xxx

jwil

PositiveBalance wrote: »

Hi Dedicated,

Sorry I've been AWOL and I'm even sorrier to hear that you are feeling so poorly. I have a seriously sneaking suspicion that a lot of this is to do with stress. You need to take it down a level. I thought you would once you were Debt Free, but you seem just as busy as ever.

Take care of yourself, hon. xxx

I agree

jwil

Hope all is well DDFW

Is the job the same place as before?

Well done on getting the assignment done and hope you feel better soon x

Nargleblast

Hello DDFW, just found your thread! I am in an IVA with my OH and that is due to finish August next year. After that I intend to use half of what would normally be the monthly IVA payment (which is currently £600 - OUCH!) to overpay our mortgage. (OH does the regular monthly mortgage payment) £300 overpayment a month will be £3600 a year so definitley worth doing. Just need to focus on that aim and not be tempted to spend that money elsewhere!

Regarding wardrobes and decluttering - I decluttered my teenage son's wardrobe this week (with his help). We chucked out a pile of stuff he doesn't wear and out of that I acquired a black leather jacket, a grey woollen blouson jacket, a white, long-sleeved grandad-style tee shirt and a grey hoodie. Not boasting now, but they seem to fit me better than they did him! So, good result - some quality additions to my wardrobe and some breathing space in his.

Now if you could acquire a teenage lad with a stuffed-to-bursting wardrobe.....

Alchemilla

Get well soon dedicated.

slowlyfading

Get well soon x

DedicatedDFW

Thanks all again for your lovely kind words

I am a bit tired now but i am better :j

Goldie - thanks for the advice - i had a huge target i set to declutter last year and i probably managed it but stopped keeping track :cool: I don't store things in the loft but i know there are bits up there that my Mr stashed - like empty boxes and whatnot - when i get the loft done it will be cleared - mostly empty boxes being binned i suspect but no saleable treasures. I am sortof glad the loft isn't really useable as its not full of stuff - on the other hand i'd like stuff to sell Wise words again from the lovely KC about threads / posting too
How is your decluttering going Goldie - i'm hoping to finish the bedroom this weekend :T

Brizzle - fab news on the cards / debt that is really amazing - i can't wait until you properly join us over here I agree on the decluttering front too - very therapeutic

Watty - its interesting to see how stuff that wasn't an easy declutter before so become an easy declutter at a different time - thanks though i probably witter on about decluttering too much :rotfl:

KC - thanks - i am getting on with the next section of study and have already written out my assignment plan for the next assignment :T

PB & jwil - i even thought myself that maybe the dizzy/nausea combo could be from stress - it is frustratin as i have to stop what i'm doing - i one tried to work through it and fell over and ended up crawling to the sofa And yes same company jwil

DedicatedDFW

Hi Nargleblast,

Thank you for stopping by Well done with tackling your debt too and it will feel fab when next August comes round :T

Well done on decluttering your sons wardrobe too and replenishing yours of course I have had some family kindly give me things so i can try and make a bit of money - i also think it saves them having to take to tip / charity - some of the items and i'm talking over 3 bin bags here simply were good for nothing but the rubbish - but then i have others who offer to help but throw really good items away :eek: Never mind me what about the landfill :eek: It is up to each individual and their choices but i'd rather they didn't offer to help then constantly chuck things away

It is a good plan you have for your mortgage next year. Hope you stop by again

DedicatedDFW

Well i have had a very full and productive and fantastic day :j

I went to uni this morning which was quite productive

I met a fellow MSEr who is lovely and it was good fun having a chat and a mooch

My Mr seemed to miss me :kisses3: so we are going to have some quality time together tomorrow and go for a long walk and a meal - using vouchers :cool:

I have been in touch with a friend who has been poorly and they have had a great day too so that is good

I listed my expensive boots on the bay of e

I've written out my assignment plan

I've started the next bit of study

I'm down to just the jeans to sort out in the wardrobe then the whole room will have been done :T

Hope everyone else is good - i'm starting the next bit of study then i'll start catching up on diaries