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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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  • Sounds like a good weekend overall although you are nuts starting studying at quarter to ten on a Saturday night. :eek: :rotfl:

    I think my wine might have gone a bit wrong :( and the clutch has gone on my car as well. Luckily someone I know can repair it. cheapish but it would have been preferable not to have to repair it at all. *Sigh*
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Hi DDFW and all.
    I have just found your thread and started to read it-sorry, I Bly got to page 12 then my tablet said I have less than 10% battery! so I skipped about 9 pages and read the last 4. :o
    You're really inspirational!
    I'm paying off my catalogue at the moment and trying to save and overpay mortgage etc.
    Will start a new shiny diary on the mortgage free wannabe board when I have paid my debt. Until then I'm on debtfreewannabe board. :o
    I remember the feb bay of e challenge, but I'm not doing too well. :o
    I have listed 23 things today and made about £40 this month so far.
    I think I need to list more often.
    How do you prepare listings for FLWs? If I use turbo lister it isn't free. Or do you list directly then set them to start in the future , then manually upload them instead when a FLW comes up?
    I thnk I'm going to be a lady of leisure soon. Mixed feelings about that, however, I will need to list more and sell more and concentrate on better budgeting too.
    Hope you're feeling better DDFW. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Well i have had a very full and productive and fantastic day :j

    Hi DDFW. Reading MFW because I can't sleep, and just found your diary - although I'm not going to read the whole thing before making another attempt at sleep. Hope it's OK for me to drop in and say it's lovely to hear about your fantastic day. :j:beer::j
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.
    :)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Coo yes, thats late on a Saturday to be starting - hope you didn't go for *too* long. That post sounds really great, though, really happy, and fancy just having the jeans left to sort! Great stuff :)
    2023: the year I get to buy a car
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    tattycath wrote: »
    How do you prepare listings for FLWs? If I use turbo lister it isn't free. Or do you list directly then set them to start in the future , then manually upload them instead when a FLW comes up?


    I'm curious to know what other people do, as well


    I get a lot of things photoed, and a lot of descriptions written up in Word, then when the FLW comes along, or when I'm ready to list, I copy and paste the description from Word, and upload a photo from my library, and then post the listing so it goes live immediately.


    I'm not sure if this is the most efficient way of doing things, so I'm interested to hear what other people do:)
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Goldiegirl wrote: »
    I'm curious to know what other people do, as well


    I get a lot of things photoed, and a lot of descriptions written up in Word, then when the FLW comes along, or when I'm ready to list, I copy and paste the description from Word, and upload a photo from my library, and then post the listing so it goes live immediately.


    I'm not sure if this is the most efficient way of doing things, so I'm interested to hear what other people do:)

    I never thought of doing my descriptions in word. :o
    Sounds like a good idea to me.
    I have some stuff that can be started at 99p if I don't do free postage. So I might try and get them up this week. Haven't used any of the less than a pound listings this month.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Sounds like a good weekend overall although you are nuts starting studying at quarter to ten on a Saturday night. :eek: :rotfl:

    I think my wine might have gone a bit wrong :( and the clutch has gone on my car as well. Luckily someone I know can repair it. cheapish but it would have been preferable not to have to repair it at all. *Sigh*

    Hey PB :wave:

    Sorry to hear about the car problems - i hope its an easy and cheap fix - mine went about a year back had to get towed in and then it was an awkward thing to fix :( And the wine :eek::eek::eek: i need to start mine soon as the big box is just in the way now as are the many empty wine bottles :o Can Ed or Alchemilla help? What seems to have gone wrong with it?

    Sorry if i was unclear - i started stidying at 6.30pm when i posted i was moving onto the next bit but at 10.30 i was a sleepy bean so had to stop then.

    It was worth it though - tomorrow i really hope to be fully up to date on the study and then i can start my assignment and swotting for my exam :eek:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Hi All,

    I will do a better post tomorrow as its late now and i am tired :o

    TC & Lydiaj - hi, stop by any time :D

    TC - like Goldie says i take all the pics and load them onto the comp ready. And write all descriptions up in word using the same colour and font so i can just copy and paste it across when it is FLW. I have never used turbolister. I can never be sure if things will sell so want to pay as little in fees as possible. Before i used to schedule listings then remove the schedule but i was always having problems with it taking ages or freezing up etc.

    Oh and on Saturday - i finished the whole entire bedroom - i only have a couple of pairs of jeans so that was quick sort and the whole room has now been finished :j

    I was going to start on the spare room but will be starting on the kitchen :cool: This is based on the kitchen having more storage so will take longer. I am more or less where i want to realistically be on my study so that means i should have more time to tackle the kitchen - although it will only be done inbetween study breaks :cool: The spare room *should* be easier so can be done when i've alot more study to catch up on.

    I'm hoping to start on the assignment tomorrow - and to make a good start on the kitchen :)

    Tomorrows plan:-

    Docs

    Study

    Start kitchen declutter - already brokend down into sections ;)

    hairdresser - its desperate

    cook new recipe as meat needs to be used

    clothes to weigh in

    letters to sort

    contact re. returning item

    Start assignment

    Dig out some old notes if there's time :cool:

    Write up expensive item for bay of e

    Update this months challenge list - reminder to self that sunday and monday were NSDs :T

    Re-check monthly payments - need to make sure i shuffled all the money into the right places

    I likes me a list - ok it is bedtime - lovely to have all you lovely people stop by and i will catch up with everyones threads tomorrow :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow ... you're already starting on another room ... and its the **kitchen**. I'm in awe, woman, I tell you :rotfl:

    Hope your day is fab, you deserve it :j
    2023: the year I get to buy a car
  • Hey PB :wave:

    Sorry to hear about the car problems - i hope its an easy and cheap fix - mine went about a year back had to get towed in and then it was an awkward thing to fix :( And the wine :eek::eek::eek: i need to start mine soon as the big box is just in the way now as are the many empty wine bottles :o Can Ed or Alchemilla help? What seems to have gone wrong with it?


    Well it's going to be over £100, that's for sure, although I don't yet know how much over and I know that clutches can be really expensive to get repaired, so I can't whinge too much as I know that I will be getting a bargain one way or another.

    As for the wine, I took a photo to show Ed and Alchemilla, but I can't seem to upload it: I need to have an Instagram link or something. :eek: I'll get one, but in the meantime the furious frothy yeasty whatever on top of my wine has subsided into something I might expect to look like wine, and a friend who came over last night and had a quick peek and reckoned that although he doesn't personally make wine, someone he knows has made beer and that it looks about right and smells of alcohol, so perhaps it's not the end of the world. (Now the fact that I have opened it is more worrying! :eek:)

    Sorry if i was unclear - i started stidying at 6.30pm when i posted i was moving onto the next bit but at 10.30 i was a sleepy bean so had to stop then.

    It was worth it though - tomorrow i really hope to be fully up to date on the study and then i can start my assignment and swotting for my exam :eek:

    Oops - must have misunderstood due to wine consumption! ;) Your dedication amazes me: after a full day out, I wouldn't have been bothered studying. I'd have just enjoyed the rest of Saturday. Still, well done, you! :T Best of luck with the rest! :D
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
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